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Terms and conditions

Business

ZEN Terms for Business Users ZEN Ecommerce Terms

Individual

ZEN Terms for Individual Users

Business and Individual

ZEN Pay Cashback Terms ZEN Card Cashback Terms ZEN Buddies Terms and Conditions ZEN Card Terms List of permitted jurisdictions for onboarding List of permitted jurisdictions for transfer

Archival version of Terms

ZEN E-Commerce Terms ZEN General User Terms - Applies to accounts created before 27.10.2022 ZEN General User Terms - Applies to accounts created after 27.10.2022 ZEN Card Terms ZEN Terms for Individual Users
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ZEN.COM is a licensed financial institution under the supervision of the Central Bank of Lithuania approved by European Banking Authority for 31 countries. Registration number of the company 304749651, VAT ID LT100011714916. License of electronic money institutions number LB000457. Share capital 4.385.000,00 EUR. Company address: Lvivo g. 25-104, LT-09320, Vilnius, Lithuania. FCA Reference 900889, UK & Northern Ireland, Operating office: Zen-UK Limited company reg. 13953648, International House Nile Street, 64, London, England, N1 7SR.

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