ZEN Terms for Business Users ZEN Ecommerce Terms

ZEN Terms for Individual Users

ZEN Pay Cashback Terms ZEN Card Cashback Terms ZEN Buddies Terms and Conditions ZEN Card Terms List of permitted jurisdictions for onboarding List of permitted jurisdictions for transfer

ZEN E-Commerce Terms version 1.3 published on 25.02.2020 ZEN E-Commerce Terms version 1.3.1 published on 30.03.2020 ZEN E-Commerce Terms version 1.3.2 published on 26.06.2020 ZEN E-Commerce Terms version 1.3.5 published on 13.08.2020 ZEN E-Commerce Terms version 1.4.1 published on 04.09.2020 ZEN E-Commerce Terms version 1.5.0 published on 30.09.2020 ZEN E-Commerce Terms version 1.5.1 published on 24.11.2020 ZEN E-Commerce Terms version 1.5.2 published on 27.11.2020 ZEN E-Commerce Terms version 1.5.3 published on 17.12.2020 ZEN E-Commerce Terms version 1.5.4 published on 22.12.2020 ZEN E-Commerce Terms version 1.6 published on 10.08.2021 ZEN E-Commerce Terms version 1.6.1 published on 04.10.2021 ZEN E-Commerce Terms version 1.7 published on 05.11.2021

ZEN General User Terms version 1.4 published on 05.09.2019 ZEN General User Terms version 1.5 published on 05.12.2019 ZEN General User Terms version 1.6.1 published on 13.07.2020 ZEN General User Terms version 1.6.2 published on 26.08.2020 ZEN General User Terms version 1.6.3 published on 28.09.2020 ZEN General User Terms version 1.7 published on 02.10.2020 ZEN General User Terms version 1.7.1 published on 09.11.2020 ZEN General User Terms version 1.7.2 published on 24.11.2020 ZEN General User Terms version 1.7.3 published on 22.12.2020

ZEN Card Terms version 1.1 published on 26.08.2020 ZEN Card Terms version 1.2.1 published on 09.11.2020 ZEN Card Terms version 1.2.2 published on 24.11.2020 ZEN Card Terms version 1.2.3 published on 17.12.2020 ZEN Card Terms version 1.3 published on 19.09.2022

ZEN Terms for Individual Users 1.0 published on 19.09.2022