Pay
better
Spend better in 35 currencies with one card, at home and abroad.
Download ZEN.COM app
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The multicurrency account that makes shopping and travel better.
Pay globally, get more from every purchase and travel with peace of mind.
One account. ONE CARD. one app.
scan and Join 2M+ users
+3.56 EUR cashback.
Ready for your next purchase.
ZEN Card activated.
Add it to your mobile wallet.
250 EUR exchanged into USD
Exchange rate: 1,1524
€1,000 received from Maya.
Instant transfer.
TV warranty extended.
Enjoy an extra year of protection.
Get
more
Shop like always. Earn rewards and cashback like never before.
Worry
less
Travel far. Shop safe. We’ve got your back every step of the way.
featured in
multiple currencies
One app, one home for your money.
Hold and spend in 35 currencies, exchange at the best rates and pay by card, phone or watch. Top up in cash or withdraw in ATMs when you need it. All your spending in one place, fully in your control.
Explore financial features
from delayed flight to a lost bag
Travel further
with peace of mind.
Stay protected wherever you go, with our support when your trip doesn't go to plan. Delayed flight, missed connection, late bag, cancelled trip or an airline going bust? We've got your back.
Explore travel benefits
Cashback & special offers
Shopping
that pays you back.
Collect rewards on your everyday spending and earn cashback at 1,000+ partner stores. Get the difference back if you find a lower price, and extend the warranty on your electronics and household appliances.
Explore shopping features
Pick a plan
that works for you.
From a free everyday account to a premium package of shopping and travel perks. Four plans, one app, endless possibilities to spend better.
DISCOVER & compare PLANS
