euro
dollar

Plans

All the Zenefits packed into a few convenient plans.

COMPARE PLANS:
Free
0.00 EUR
/ mo.
Gold
0.90 EUR
/ mo.
Platinum
6,90 EUR
/ mo.
TEST FOR FREE FOR 3 MONTHS
Pro
6,90 EUR / mo.
Limited Promo
No credit card info required.
ZEN CARD
Card Benefits

CARD

ZEN

CARD

ZEN PRO

Reward Zone
Limited
Unlimited
Collecting Shards & Stones
100 Shards
Unlimited
Instant Cashback
Reduced by 50%
ZEN Care - Shopping Protection

Free Extended Warranty 
on Electronics
(insurance value)

+1 year
(1 500 EUR)
+1 year
(5 000 EUR)
+1 year
(5 000 EUR)
+2 years
(5 000 EUR)
ZEN CARD
Card Features

CARD

ZEN

CARD

ZEN PRO

Apple Pay & Google Pay
Free cards
1 virtual
1 virtual
1 physical
3 virtual
2 physical
3 virtual
2 physical
3 virtual
2 physical
Card shipping
Free worldwide
Free worldwide
Free worldwide
Free worldwide
Free worldwide

ATM Withdrawal Fees
(Worldwide)

1.5%
Up to 200 EUR / mc – 0%
Above – 1.5%
Up to 800 EUR / mc – 0%
Above - 1.5%
Up to 800 EUR / mc – 0%
Above - 1.5%
Up to 800 EUR / mc – 0%
Above - 1.5%
Currency Exchange
Multi-currency account
28 currencies
28 currencies
28 currencies
28 currencies
28 currencies
Best currency exchange rates
"Interbank rates, margins depending on the currency pair – details in the document."
min. 0.60%
min. 0.30%
min. 0.10%
min. 0.10%
min. 0.10%
MONEY TRANSFERS
Prices per single transfer

Local transfers
(In)

0.25 - 0.50 EUR
0.25 - 0.50 EUR
0.25 - 0.50 EUR
0.25 - 0.50 EUR
0.25 - 0.50 EUR

Local transfers
(Out)

0.50 EUR
0.25 - 0. 50 EUR
Free
Free
Free

SEPA transfers
(in)

Free
Free
Free
Free
Free

SEPA transfers
(out)

0.25 EUR
0.25 EUR
Free
Free
Free
SWIFT transfers (SHA)
0.10% + 5 EUR
0.10% + 3 EUR
0.10% + 3 EUR
0.10% + 3 EUR
0.10% + 3 EUR
Internal ZEN Transfers
Free
Free
Free
Free
Free

COMPARE PLANS:

Free
0.00 EUR
/ mo.
ZEN CARD
Card Benefits
KARTA
ZEN
KARTA
ZEN
PRO
Reward Zone
Clear
Instant Cashback
Confirm
Reduced by 50%
ZEN Care - Shopping Protection
Clear

Free Extended Warranty 
on Electronics
(insurance value)

Clear
ZEN CARD
Card Features
KARTA
ZEN
KARTA
ZEN
PRO
Apple Pay & Google Pay
Confirm
Free cards
1 virtual
Card shipping
Free worldwide

ATM Withdrawal Fees
(Worldwide)

1.5%
Currency Exchange
KARTA
ZEN
KARTA
ZEN
PRO
Multi-currency account
Brak danych
Best currency exchange rates
"Interbank rates, margins depending on the currency pair – details in the document."
Brak danych
MONEY TRANSFERS
Prices per single transfer
KARTA
ZEN
KARTA
ZEN
PRO

Local transfers
(In)

Brak danych

Local transfers
(Out)

Brak danych

SEPA transfers
(in)

Brak danych

SEPA transfers
(out)

Brak danych
SWIFT transfers (SHA)
Brak danych
Internal ZEN Transfers
Brak danych
Free
0.00 EUR
/ mo.
Gold
0.90 EUR
/ mo.
ZEN CARD
Card Benefits
KARTA
ZEN
KARTA
ZEN
PRO
Reward Zone
Clear
Instant Cashback
Confirm
ZEN Care - Shopping Protection
Confirm

Free Extended Warranty 
on Electronics
(insurance value)

+1 year
(1 500 EUR)
ZEN CARD
Card Features
KARTA
ZEN
KARTA
ZEN
PRO
Apple Pay & Google Pay
Confirm
Free cards
1 virtual
1 physical
Card shipping
Free worldwide

ATM Withdrawal Fees
(Worldwide)

Up to 200 EUR / mc – 0%
Above – 1.5%
Currency Exchange
KARTA
ZEN
KARTA
ZEN
PRO
Multi-currency account
Brak danych
Best currency exchange rates
"Interbank rates, margins depending on the currency pair – details in the document."
Brak danych
MONEY TRANSFERS
Prices per single transfer
KARTA
ZEN
KARTA
ZEN
PRO

Local transfers
(In)

Brak danych

Local transfers
(Out)

Brak danych

SEPA transfers
(in)

Brak danych

SEPA transfers
(out)

Brak danych
SWIFT transfers (SHA)
Brak danych
Internal ZEN Transfers
Brak danych
Gold
0.90 EUR
/ mo.
Platinum
6,90 EUR
/ mo.
ZEN CARD
Card Benefits
KARTA
ZEN
KARTA
ZEN
PRO
Reward Zone
Clear
Instant Cashback
Confirm
ZEN Care - Shopping Protection
Confirm

Free Extended Warranty 
on Electronics
(insurance value)

Clear
ZEN CARD
Card Features
KARTA
ZEN
KARTA
ZEN
PRO
Apple Pay & Google Pay
Confirm
Free cards
3 virtual
2 physical
Card shipping
Free worldwide

ATM Withdrawal Fees
(Worldwide)

Up to 800 EUR / mc – 0%
Above - 1.5%
Currency Exchange
KARTA
ZEN
KARTA
ZEN
PRO
Multi-currency account
Brak danych
Best currency exchange rates
"Interbank rates, margins depending on the currency pair – details in the document."
Brak danych
MONEY TRANSFERS
Prices per single transfer
KARTA
ZEN
KARTA
ZEN
PRO

Local transfers
(In)

Brak danych

Local transfers
(Out)

Brak danych

SEPA transfers
(in)

Brak danych

SEPA transfers
(out)

Brak danych
SWIFT transfers (SHA)
Brak danych
Internal ZEN Transfers
Brak danych
Platinum
6,90 EUR
/ mo.
Pro
6,90 EUR / mo.
Limited Promo
No credit card info required.
ZEN CARD
Card Benefits
KARTA
ZEN
KARTA
ZEN
PRO
Reward Zone
Limited
Unlimited
Instant Cashback
ConfirmConfirm
ZEN Care - Shopping Protection
ConfirmConfirm

Free Extended Warranty 
on Electronics
(insurance value)

+1 year
(5 000 EUR)
+2 years
(5 000 EUR)
ZEN CARD
Card Features
KARTA
ZEN
KARTA
ZEN
PRO
Apple Pay & Google Pay
ConfirmConfirm
Free cards
3 virtual
2 physical
3 virtual
2 physical
Card shipping
Free worldwide
Free worldwide

ATM Withdrawal Fees
(Worldwide)

Up to 800 EUR / mc – 0%
Above - 1.5%
Up to 800 EUR / mc – 0%
Above - 1.5%
Currency Exchange
KARTA
ZEN
KARTA
ZEN
PRO
Multi-currency account
28 currencies
28 currencies
Best currency exchange rates
"Interbank rates, margins depending on the currency pair – details in the document."
min. 0.10%
min. 0.10%
MONEY TRANSFERS
Prices per single transfer
KARTA
ZEN
KARTA
ZEN
PRO

Local transfers
(In)

0.25 - 0.50 EUR
0.25 - 0.50 EUR

Local transfers
(Out)

Free
Free

SEPA transfers
(in)

Free
Free

SEPA transfers
(out)

Free
Free
SWIFT transfers (SHA)
0.10% + 3 EUR
0.10% + 3 EUR
Internal ZEN Transfers
Free
Free
Pro
6,90 EUR / mo.
Limited Promo
No credit card info required.