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Get a ZEN card
in the app.

Do it easily in our app.
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Better card. Better shopping. Better card.
Better shopping.

TEST FOR FREE

Your payment card details are not needed.

Don’t change your bank.
Change the card.

What can your old payment card do? The bank added it to your account - but that doesn't mean you have to use it.
We don't want to compete with your bank, but you simply deserve a better card!

Below you'll see how much you'll gain by switching your card.

REWARD ZONE

Earn on every purchase.

Shop. Gain. Repeat.

Each purchase with the ZEN Card guarantees one of two rewards - complete Stones or their Shards. Stones worth 2 to 1000 EUR can be used to refund money from selected transactions. For every 3.3 EUR spent on one or more transactions, you will receive a Shard. Shards are used to craft Stones. Complete Stones can appear in higher value transactions.

Shards

They are used to craft Stones. You will get one Shard for every 3.3 EUR spent.

Fortune Stones

30 - 1000 EUR

The most valuable of all. This Stone can be used to refund any ZEN Card purchase from your transaction history.

Support Stones

5 - 15 EUR

Support Stones bring out the best in you. They shine brightly when you do good and improve people's lives, whether in the areas of humanitarian aid, animal welfare, science, the environment, or when you support good creators.

Joy Stones

2 - 7 EUR

Life is made up of small joys. Whether it's a quick coffee to start your day, a dessert you deserve, or a light snack on the go. Whatever you're in the mood for, this Stone will make it even more enjoyable.

Passion Stones

5 - 30 EUR

Passions and hobbies can be expensive, but they are worth it! You can use Passion Stones to save on categories like Music, Movies, Books and Games, including Spotify, Netflix, Audible, movie and concert tickets and more.

Deal Stones

ZEN Cashback Multiplier: 2 - 5

Deal Stones are the second most valuable in the collection, but they are different from the rest. Instead of a flat cash value, they can boost any ZEN Cashback value by up to 30%. Get ready for the ultimate in savings.

Utility Stones

15 - 50 EUR

Utility Stones increase your peace of mind by helping you with everyday expenses such as energy, fuel, internet or phone bills. They can be used to pay any bill.

EXPLORE THE REWARD ZONE

Extend the warranty on electronics. Two years for free.

Bestseller

Słuchawki
bezprzewodowe

KUP z  ZEN.COM

Bestseller

Słuchawki
bezprzewodowe

Headset
LEARN HOW THIS WORKS!

As simple as 2+2.

The manufacturer usually gives you a two-year warranty. Pay with your ZEN Card on the Better plan, and we add one more year. Zero unnecessary paperwork and wasted time.

It's not your
problem anymore.

Electronics designed to break down right after the warranty expires? From now on, that's the manufacturer's problem, not yours.

How about a new device?

If your device breaks after the manufacturer’s warranty ends, ZEN.COM covers the repair cost during the extra year of cover.

As simple as 2+2.

The manufacturer usually gives you a two-year warranty. Pay with your ZEN Card on the Better plan, and we add one more year. Zero unnecessary paperwork and wasted time.

It's not your problem anymore.

Electronics designed to break down right after the warranty expires? From now on, that's the manufacturer's problem, not yours.

How about a new device?

If your device breaks after the manufacturer’s warranty ends, ZEN.COM covers the repair cost during the extra year of cover.

What can your card do?

Activate and use in 5 minutes.

CASHBACK 

The money boomerang.

Discounts built
into the card.

Receive and use instant cashbacks for your purchases at favorite online stores. ZEN Cashback works mixes any promotion on the Internet. It's up to you what deal combination you hunt down.

Get a discount
on a discount.

Every weekend we increase cashback by up to an additional 15% and give away limited vouchers and discount codes not available anywhere else but ZEN. Every once in a while we also turn on unannounced cashback in physical stores.
LEARN TO EARN
10%
8%
3%
6%
7.7%
10%
10%
6%
3%
4%
10%
10%
2%
8%
10%
4.2%
6.15%
2%
3%
3.5%
4%
1%
5%
3%
4%
10%
2%
10%
2%
4%
3%
3%
6%
2%
10%
3%

€8M

Cashback returned to buyers.

15%

That’s by how much we regularly boost our cashback.

30

Seconds. That's how long you usually wait for it to come back.

0

No limits. Because why limit something good?

86%

of active users pay for their subscription with cashbacks, meaning they use ZEN for free.

X

The app always shows, how much cashback you have collected so far.

150

Partners in the constantly evolving Cashback program.

Private shopping
bodyguard.

  • Product differs from description?
  • Renovation in a holiday hotel?
  • Dishonest seller?

No worries.
ZEN will help reclaim your
money.

Care

Turn scare into Care.

Stress and shopping simply don't go together. If something wasn’t going right so far, your first step was probably to contact the seller and hope that it was a mistake or lack of willingness to cooperate, not fraud. Consider it a thing of the past. Another dishonest seller comes up? Dedicated ZEN Care support has got your back.We have solved hundreds of thousands of difficult cases and we will gladly take care of yours. Until then, we wish you pleasant shopping only!

ZEN Care background image

See how many ZEN Cards we have already issued!

  • 2
  • 0
  • 0
  • 0
  • 0
  • 0
  • 0

She gets a Card. He gets a Card.
Everybody gets a Card.

I’LL HAVE ONE MYSELF.

Travel Money Card

Pay like a local. Anywhere.

Travel, pay and shop in over 100 countries.

Don't worry about currency exchange costs in shops, restaurants and ATM withdrawals. Discover true freedom of travel.

Travel, pay and shop in over 100 countries.

The best currency conversion rates.

Benefit from rates previously available only to banks and financial institutions. Looking for better rates? Good luck, we'll wait.

The best currency conversion rates.

Be your own Money Changer.

Card payments are now standard in almost all countries, so you no longer need to travel with cash. If necessary, withdraw the required amount from an ATM – with no ZEN fees up to your plan’s limit.

Be your own Money Changer.

Shopping online? Never overpay.

On foreign sites you can find products that are cheaper or unavailable in your country. Price-tag with foreign currency? With ZEN card you will avoid currency conversion costs.

Shopping online? Never overpay.

Your currencies' favorite app.

Exchange currencies, set limits and use Zenefits. All with just a few taps.

Your currencies' favorite app.
Travel, pay and shop in over 100 countries. The best currency conversion rates. Be your own Money Changer. Shopping online? Never overpay. Your currencies' favorite app.

Physical or virtual?
Why not both?

ORDER BOTH
ZEN Card Smartphone with ZEN Card Smartwatch ZEN Card, Smartphone with ZEN Card, Smartwatch
App Wallet Google Wallet Garmin Pay Xiaomi Pay
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ZEN.COM FOR BUSINESS

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UAB ZEN.COM is a licensed e-money institution under the supervision of the Bank of Lithuania, operating on the basis of a single passport rule in all 30 countries of the European Economic Area. Registration number 304749651, VAT ID LT100011714916. License number LB000457. Company address: Konstitucijos av. 18B, LT-09308 Vilnius, Lithuania ZEN-UK Limited, trading as “ZEN” and “ZEN.COM” is a licensed e-money institution under the supervision of the Financial Conduct Authority, with registration number 13953648. License number 1000019. Company address: 344-354, GRAY’S INN ROAD, WC1X 8BP, London ZEN.COM PTE. LTD. is a licensed major payment institution under the supervision of the Monetary Authority of Singapore,. Registration number 201829417D Company address: 100 Tras Street, Singapore, 079027, Singapore.