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Pay Better

Pay less, get more back, and stay covered, explained plan by plan.

New ZEN.COM Plans: Get More From Every Payment
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New ZEN.COM Plans: Get More From Every Payment

Meet the new ZEN.COM plans: Good, Better, Best and ZEN. See what each one includes and choose the one that fits how you spend.

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  • GOOD

    A free accountthat still rewards you

    Free

    ZEN white card

    1 CARD design • White

    Multi-currency made simple.35 currencies in one account.

    GET GOOD

    FREE account with benefits:

    35 currencies to hold and spend in one wallet
    • Free virtual card
    • Fee-free currency exchange on weekdays up to €1,000/month
    • Instant Cashback at 1000+ online stores
    • Shopping Protection when something goes wrong
  • Most popular
    30 days free
    BETTER

    Everydayshoppingthat pays you back

    2.99 EUR per month

    ZEN green card

    Green • 2 CARD designs

    Average active user saves€35 a month on shopping.

    Be BETTER - 30 DAYS FREE No card details needed
    INCLUDES: Everything in GOOD

    enhanced shopping BENEFITS:

    Best Price Cover on your purchases - up to €100
    • Extended Warranty for your electronics - up to €1,500
    • Reward Zone earn on every purchase
    • Unlimited Shopping Protection
    • ATM Anti-Theft Protection up to €100
    SHOW PRICING DETAILS

    You can compare Plans on the Details Page

  • BEST

    TRAVELPROTECTEDfrom booking to landing

    6.99 EUR per month

    ZEN gold card

    Gold • 3 CARD designs

    5 travel protection benefits.Before, during & after your trip.

    BECOME BEST
    INCLUDES: Everything in BETTER

    enhanced TRAVEL PROTECTION:

    Travel Delay Cover Flight & Baggage Delay, Missed Connection & Denied Boarding
    • Travel Cancellation Cover recover up to €2,500
    • Flight Claim Assistant we’ll claim up to €600 for you
    • Event Ticket Cover recover up to €250
    • Airline & Travel Agency Failure Assistant
    SHOW PRICING DETAILS

    You can compare Plans on the Details Page

  • ZEN

    First-class banking.Without compromises.

    16.99 EUR per month

    ZEN metal card

    4 CARD designs • Metal / Black

    The premium experience.€1.54 million+ protection.

    ACHIEVE ZEN
    INCLUDES: Everything in BEST

    HIGHEST PROTECTION:

    Flight Delay Lounge Pass if your flight is delayed over 3h
    • Flight Live Assistant Instant alerts about your trip
    • Rental Car Excess Cover up to €30,000
    • Personal Liability Cover for Travel up to €1.5 million
    • Precision-crafted Metal Card
    • Premium 24/7 Support Priority assistance whenever you need it
    SHOW PRICING DETAILS

    You can compare Plans on the Details Page

Get the ZEN.COM app

Download the app for iOS or Android and start paying less, in any currency.

  • 4.8 App Store
  • 4.8 Google Play
  • 4.6 Trustpilot
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Ready to get paid for shopping?Ready to get paid
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The ZEN.COM app takes 3 minutes to set up.
After that, every purchase pays you back.The ZEN.COM app takes 3 minutes to set up. After that, every purchase pays you back.
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UAB ZEN.COM is a licensed e-money institution under the supervision of the Bank of Lithuania, operating on the basis of a single passport rule in all 30 countries of the European Economic Area. Registration number 304749651, VAT ID LT100011714916. License number LB000457. Company address: Konstitucijos av. 18B, LT-09308 Vilnius, Lithuania ZEN-UK Limited, trading as “ZEN” and “ZEN.COM” is a licensed e-money institution under the supervision of the Financial Conduct Authority, with registration number 13953648. License number 1000019. Company address: 344-354, GRAY’S INN ROAD, WC1X 8BP, London ZEN.COM PTE. LTD. is a licensed major payment institution under the supervision of the Monetary Authority of Singapore,. Registration number 201829417D Company address: 100 Tras Street, Singapore, 079027, Singapore.