01
Best Price Cover
A better price, even after you’ve paid. Found the same item cheaper after paying full price with your ZEN Card in a physical store? Get the difference back.
500 EUR DIFFERENCE BACK
PAY BETTER. SHOP BETTER
Shop with ZEN and get more: Instant Cashback at partner stores, Best Price Cover if you find it cheaper, Extended Warranty on electronics, and extra protection for what you buy.
One account. ONE CARD. one app.
Explore shopping benefitsscan and Join
2M+ users
From Instant Cashback to extra protection, see what you get when you shop with ZEN.
Limits depend on your plan. Conditions apply.
what zen.com covers
Save more, shop with confidence and enjoy exclusive offers - every time you use your ZEN card.
get more back
Get better prices, Instant Cashback and rewards when you pay with your ZEN Card.
SPEND BETTER
From a new fridge to a concert ticket, each payment can earn you Instant Cashback and keep what you bought protected.
see how the benefits compare
Every plan comes with Instant Cashback and ZEN Care Shopping Protection. The BETTER plan includes all GOOD plan perks, plus Reward Zone, Best Price Cover and Extended Warranty. Higher plans raise the limits.
Shop with your ZEN Card at partner stores through the ZEN.COM app to earn cashback.
Bought something faulty, wrong, or never delivered? We deal with the seller so you don't have to.
Every eligible purchase brings you closer to rewards you can turn into cash.
Buy electronics and home appliances with your ZEN Card and get extra cover after the manufacturer's warranty ends.
If you buy a full-price item with your ZEN Card and find it cheaper somewhere else, we refund the difference. Excludes online purchases, sale items, and phones.
Taking out cash should feel safe. If something goes wrong and you’re mugged and hurt shortly after using an ATM, this Zenefit helps you recover the cash that was taken.
If an unexpected covered reason keeps you from going, claim eligible ticket costs back.
Yes, you get 50% of the Instant Cashback on eligible purchases. On the Better, Best or ZEN plan, you get twice as much. Either way, it lands on your ZEN account quickly.
No. Every eligible purchase with your ZEN Card earns Instant Cashback automatically. There’s no code to scan and no box to tick at checkout.
ZEN Care Shopping Protection helps when an order is faulty, wrong or never arrives. Extended Warranty covers electronics and home appliances for 12 more months once the manufacturer’s warranty ends.
On the Good plan, you can make 1 claim a year. On the Better, Best and ZEN plans, there’s no limit on eligible claims.
If you buy an item at full price in a shop and find it cheaper, you get the difference back: up to €100 on the Better plan, €250 on the Best plan and €500 on the ZEN plan. Online purchases, sale items and phones aren’t covered.
Reward Zone turns eligible payments into cash rewards. Add it to a virtual or physical ZEN Card on the Better, Best or ZEN plan, and every eligible payment earns Shards. When you have enough, they unlock Stones, which you can turn into cash. If you don’t add Reward Zone when you order your card, you’ll need a new card to use it later.
Can’t find your answer? Visit the Help Center.