You won't find a better offer on the market. And if you do, let us know. We'll outbid it. Assuming it exists.
Choose account type
Payment gateway with banking account
All you need to sell products online, including a payment gateway with the lowest fees on the market and a multi-currency banking account.
Business banking account
Best choice to manage your company’s finances, including money transfers, currency exchange, ZEN Mastercard®, and many more.
One. Simple. Best offer.

Lowest fees for the most popular payment methods
Only at ZEN, Blik for 0.18%, and VISA & Mastercard and bank transfers for margins as low as 0.45%. Never overpay again.
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Easy integration with API or plugins
Complete API documentation and dedicated plugins for Prestashop, WooCommerce, Shoper, OpenCart, Magento, and more.
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Fees
Cards
0.45%
+ 0.04 EUR
Wallets
0.45%
+ 0.04 EUR

Paypal
0.00%
+ fee charged by PayPal

Bank transfers
0.50%
+ 0.04EUR

PaySafeCard
8.00%
+ 0.04 EUR

Neosurf
9.00%
+ 0.04 EUR

ZEN
0.0%
+0.00 EUR

Skrill
5.2%
+ 0.04 EUR

iDEAL
0.1 EUR
+ 0.04 EUR

WeChat Pay
0.5%
+ 0.04 EUR

Union Pay
1.4%
+ 0.04 EUR
Instant bank transfers
0.55%
+ 0.04 EUR

PaySafeCash
3.00%
+ 0.15 EUR

Webmoney
2.50%
+ 0.04 EUR

Bancontact
0.25 EUR
+ 0.04 EUR

Neteller
5.2%
+ 0.04 EUR

Blik
0.18%
+ 0.04 EUR

Sofort
1.65%
+ 0.30 EUR
Twisto
1.20%
Fees


Cards
0.45%
+ 0.04 EUR
Wallets
0.45%
+ 0.04 EUR

Paypal
0.00%
+ fee charged by PayPal

Bank transfers
0.50%
+ 0.04EUR

PaySafeCard
8.00%
+ 0.04 EUR

Neosurf
9.00%
+ 0.04 EUR

ZEN
0.0%
+0.00 EUR

Skrill
5.2%
+ 0.04 EUR

iDEAL
0.1 EUR
+ 0.04 EUR

WeChat Pay
0.5%
+ 0.04 EUR

Union Pay
1.4%
+ 0.04 EUR
Instant bank transfers
0.55%
+ 0.04 EUR

PaySafeCash
3.00%
+ 0.15 EUR

Webmoney
2.50%
+ 0.04 EUR

Bancontact
0.25 EUR
+ 0.04 EUR

Neteller
5.2%
+ 0.04 EUR

Blik
0.18%
+ 0.04 EUR

Sofort
1.65%
+ 0.30 EUR
Twisto
1.20%
Features
eCommerce
-
100 / month free withdrawals to local bank account (SEPA)
-
3 / month free withdrawals to international account (SWIFT SHA)
-
10 EUR for withdrawal to international account (SWIFT OUR)
-
Integration with many eCommerce platforms.
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Free business banking account
-
IBAN accounts in EUR, USD, GBP and 31 more
currencies -
Free 5 virtual and 3 physical ZEN Mastercards
-
Free currency exchange to
20 000 EUR / month -
Free ATM withdrawal to
1 000 EUR / month -
Free top-up to
10 000 EUR / month
Extra
-
All purchases made with the ZEN Mastercard are covered by the ZEN Care protection program
-
Additional 1-year warranty for the purchase of electronics when paying with the ZEN Mastercard
-
Up to 15% cashback on purchases with ZEN partners
The pricing depends on the risk score assessed during the onboarding process and your store's turnover. If you need a dedicated offer, please contact our Sales team.