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Terms and Conditions

Business

Terms for Business Users (UAB) Terms for Business Users (UK) ZEN Ecommerce Terms (UAB) ZEN Ecommerce Terms (UK) ZEN Checkout Terms (UAB) ZEN Checkout Terms (UK)

Individual

ZEN Terms for Individual Users

Business and Individual

ZEN Pay Cashback Terms ZEN Card Cashback Terms ZEN Buddies Terms and Conditions ZEN Card Terms ZEN Extended Warranty Terms ZEN Pro Card Terms ZEN Auto Top Up Terms ZEN Deals Terms ZEN Quests Terms Reward Zone Terms ZEN Terms for Single Transactions List of Prohibited Jurisdictions List of Prohibited Activities List of Permitted Purisdictions for Transfer

Archival version of ZEN E-Commerce Terms

ZEN E-Commerce Terms version 1.9.2 published on 14.11.2024 ZEN E-Commerce Terms version 1.9.1 published on 15.05.2024 ZEN E-Commerce Terms version 1.9 published on 04.04.2024 ZEN E-Commerce Terms version 1.8 published on 11.04.2023 ZEN E-Commerce Terms version 1.7 published on 05.11.2021 ZEN E-Commerce Terms version 1.6.1 published on 04.10.2021 ZEN E-Commerce Terms version 1.6 published on 10.08.2021 ZEN E-Commerce Terms version 1.5.4 published on 22.12.2020 ZEN E-Commerce Terms version 1.5.3 published on 17.12.2020 ZEN E-Commerce Terms version 1.5.2 published on 27.11.2020 ZEN E-Commerce Terms version 1.5.1 published on 24.11.2020 ZEN E-Commerce Terms version 1.5.0 published on 30.09.2020 ZEN E-Commerce Terms version 1.4.1 published on 04.09.2020 ZEN E-Commerce Terms version 1.3.5 published on 13.08.2020 ZEN E-Commerce Terms version 1.3 published on 25.02.2020 ZEN E-Commerce Terms version 1.3.2 published on 26.06.2020 ZEN E-Commerce Terms version 1.3.1 published on 30.03.2020

Archival version of ZEN General User Terms

ZEN General User Terms version 1.7.3 published on 22.12.2020 ZEN General User Terms version 1.7.2 published on 24.11.2020 ZEN General User Terms version 1.7.1 published on 09.11.2020 ZEN General User Terms version 1.7 published on 02.10.2020 ZEN General User Terms version 1.6.3 published on 28.09.2020 ZEN General User Terms version 1.6.2 published on 26.08.2020 ZEN General User Terms version 1.6.1 published on 13.07.2020 ZEN General User Terms version 1.5 published on 05.12.2019 ZEN General User Terms version 1.4 published on 05.09.2019

Archival version of ZEN Card Terms

ZEN Card Terms version 1.3.2 published on 04.04.2024 ZEN Card Terms version 1.3.1 published on 11.04.2023 ZEN Card Terms version 1.3 published on 19.09.2022 ZEN Card Terms version 1.2.3 published on 17.12.2020 ZEN Card Terms version 1.2.2 published on 24.11.2020 ZEN Card Terms version 1.2.1 published on 09.11.2020 ZEN Card Terms version 1.1 published on 26.08.2020

Archival version of ZEN Terms for Individual Users

ZEN Terms for Individual Users 1.2 published on 14.11.2024 ZEN Terms for Individual Users 1.11 published on 04.04.2024 ZEN Terms for Individual Users 1.1 published on 11.04.2023 ZEN Terms for Individual Users 1.0 published on 19.09.2022

Archival version of ZEN Terms for Business Users

ZEN Terms for Business Users 1.1 published on 14.11.2024 ZEN Terms for Business Users 1.01 published on 04.04.2024 ZEN Terms for Business Users 1.0 published on 11.04.2023

Archival version of ZEN Terms for Business and Individual Users

ZEN Pro Card Terms 1.0 published on 14.11.2024 ZEN Auto Top Up Terms 1.0 published on 19.12.2024 Reward Zone Terms Version 1.0 published on 14.11.2024 ZEN Card Cashback Terms 1.2 published 19.09.2022 List of Permitted Jurisdictions for Onboarding 1.1 published on 29.06.2023 ZEN Extended Warranty Terms 1.0 published on 22.07.2024

Promotional Activities and Competition Terms

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ZEN-UK Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 for the issuing of electronic money. Reference Number: 1000019. ZEN-UK Limited is registered with the Information Commissioners Office, with registration number: ZB393668. ZEN-UK Limited company registered address is 344-354 Gray's Inn Road, London, WC1X 8BP and Company Registration Number: 13953648. We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where ZEN-UK operates.

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