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Spend Better

ZEN Mastercard®

· Updated ·

Make the most of your ZEN account with physical and virtual ZEN cards

ZEN Mastercard® for a peaceful shopping

Imagine this:
A versatile debit card that seamlessly merges with your lifestyle, whether you prefer shopping at brick-and-mortar stores or the comfort of online shopping.

In your wallet and in your phone

Simple and beautiful debit cards connected to your multi-currency account. ZEN Mastercard® comes in two shapes: physical and virtual.

You can order a physical ZEN Mastercard® for traditional in-store payments and ATM withdrawals. Or use our virtual ZEN cards for online purchases and subscriptions straight from the ZEN.COM app. Whatever your preference, we’ve got you covered!

Works well with virtual wallets

Even if you don’t have a physical ZEN Mastercard® yet, you can connect your virtual ZEN cards with

Google Pay, Apple Pay, Garmin Pay, and Xiaomi Pay to make shopping even more accessible.

A card destined to shop

Whenever you use your ZEN Mastercard® to make a purchase, you get to enjoy its extra features:

  • ZEN Care Shopping Protection: for support when something goes wrong with your purchase
  • Extended Warranty: for electronics purchased with ZEN Mastercard®
  • Instant Cashback: up to 15% when shopping at ZEN partnering stores

 

It’s not just a card; it’s a passport to peaceful shopping experiences. Make the most of your ZEN account with ZEN Mastercard® because you deserve nothing less than seamless transactions and rewarding benefits!

 

 

About ZEN.COM

The multicurrency account that makes shopping and travel better. Pay globally, get more from every purchase and travel with peace of mind. One account. One card. One app.

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 connected with uninterrupted use thanks to auto-top-up.

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  • GOOD

    A free accountthat still rewards you

    Free

    ZEN white card

    1 CARD design • White

    Multi-currency made simple.35 currencies in one account.

    FREE account with benefits:

    35 currencies to hold and spend in one wallet
    • Free virtual card
    • Fee-free currency exchange on weekdays up to €1,000/month
    • Instant Cashback at 1000+ online stores
    • Shopping Protection when something goes wrong
  • Most popular
    30 days free
    BETTER

    Everydayshoppingthat pays you back

    2.99 EUR per month

    ZEN green card

    Green • 2 CARD designs

    Average active user saves€35 a month on shopping.

    Be BETTER - 30 DAYS FREE No card details needed
    INCLUDES: Everything in GOOD

    enhanced shopping BENEFITS:

    Best Price Cover on your purchases - up to €100
    • Extended Warranty for your electronics - up to €1,500
    • Reward Zone earn on every purchase
    • Unlimited Shopping Protection
    • ATM Anti-Theft Protection up to €100
    SHOW PRICING DETAILS

    You can compare Plans on the Details Page

  • BEST

    TRAVELPROTECTEDfrom booking to landing

    6.99 EUR per month

    ZEN gold card

    Gold • 3 CARD designs

    5 travel protection benefits.Before, during & after your trip.

    INCLUDES: Everything in BETTER

    enhanced TRAVEL PROTECTION:

    Travel & Baggage Delay Cover Flight & Baggage Delay, Missed Connection & Denied Boarding
    • Travel Cancellation Cover recover up to €2,500
    • Flight Claim Assistant we’ll claim up to €600 for you
    • Event Ticket Cover recover up to €250
    • Airline & Travel Agency Failure Assistant
    SHOW PRICING DETAILS

    You can compare Plans on the Details Page

  • ZEN

    First-class banking.Without compromises.

    16.99 EUR per month

    ZEN metal card

    4 CARD designs • Metal / Black

    The premium experience.€1.54 million+ protection.

    INCLUDES: Everything in BEST

    HIGHEST PROTECTION:

    Flight Delay Lounge Pass if your flight is delayed over 3h
    • Flight Live Assistant Instant alerts about your trip
    • Rental Car Excess Cover up to €30,000
    • Personal Liability Cover for Travel up to €1.5 million
    • Precision-crafted Metal Card
    • Premium 24/7 Support Priority assistance whenever you need it
    SHOW PRICING DETAILS

    You can compare Plans on the Details Page