Supported countries
SEPA is a payment system that enables SEPA transactions in euros across: the European Union, Switzerland, the United Kingdom, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein.
Do it easily in our app.
Your virtual card will be ready instantly.
Register in minutes. Start with your app store.
SEPA transfers – free European bank transfers
Free SEPA bank transfers across Europe
Send SEPA transfers conveniently and securely. Choose ZEN.COM to make SEPA money transfers across Europe with no additional transfer fees.
Free SEPA bank transfers across Europe
Send SEPA transfers conveniently and securely. Choose ZEN.COM to make SEPA money transfers across Europe with no additional transfer fees.
Germany
Support family abroad, fund your children studying overseas, or pay freelancers. Whatever your goal, save on international SEPA transactions with ZEN.
You can make euro SEPA credit transfers with no commission. Sign up for the ZEN.COM app with the Pro plan.
Send SEPA money transfers and other international bank transfers worldwide — across Europe, Asia, North and South America, Africa, and Australia.
ZEN.COM protects your savings and privacy within a secure SEPA payment system environment.
Learn moreYou see the cost of SEPA transfers before confirming your payment. No hidden fees or surprises in SEPA payment processing.
No one offers free access to the BEST plan. We do. Discover ZEN.COM.
Compare the cheapest way to send EUR using SEPA credit transfers
With the ZEN.COM Pro plan you can do it with zero fees.
SEPA is a payment system that enables SEPA transactions in euros across: the European Union, Switzerland, the United Kingdom, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein.
SEPA transfers support only euro (EUR) transactions. Regardless of the sender’s and recipient’s country, funds are sent and received in the same currency within the SEPA payment system.
SEPA transfers in the Pro plan can be processed in ZEN.COM with zero fees.
Open a free ZEN.COM account in minutes
and complete a SEPA transfer in 3 simple steps.
Choose the recipient’s currency and select
the type of transfer you want
to use.
Fill in your account number, card number or
your recipient's phone number and enter
transfer amount.
Transfer delivery time depends on the
transfer method, currency, and the
sender’s and recipient’s countries.
Choose the recipient’s currency and select
the type of transfer you want
to use.
Fill in your account number, card number or
your recipient's phone number and enter
transfer amount.
Transfer delivery time depends on the
transfer method, currency, and the
sender’s and recipient’s countries.
Cookies for a smoother path? Details here.
Cookies settings