Supported countries
SEPA is a payment system that enables SEPA transactions in euros across: the European Union, Switzerland, the United Kingdom, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein.
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SEPA transfers – free European bank transfers
Free SEPA bank transfers across Europe
Send SEPA transfers conveniently and securely. With the Better plan, 5 SEPA transfers a month are fee-free – and unlimited on Best and ZEN.
Free SEPA bank transfers across Europe
Send SEPA transfers conveniently and securely. With the Better plan, 5 SEPA transfers a month are fee-free – and unlimited on Best and ZEN.
Germany
Support family abroad, fund your children studying overseas, or pay freelancers. Whatever your goal, save on international SEPA transactions with ZEN.
Send 5 euro (SEPA) transfers a month fee-free on the Better plan – or unlimited on Best and ZEN. Try the Better plan in the ZEN.COM app.
Send SEPA money transfers and other international bank transfers worldwide — across Europe, Asia, North and South America, Africa, and Australia.
ZEN.COM protects your savings and privacy within a secure SEPA payment system environment.
Learn moreYou see the cost of SEPA transfers before confirming your payment. No hidden fees or surprises in SEPA payment processing.
No one offers free access to the BEST plan. We do. Discover ZEN.COM.
Compare the cheapest way to send EUR using SEPA credit transfers
With the ZEN.COM Better plan you can send it fee-free – as one of your 5 free SEPA transfers a month.
SEPA is a payment system that enables SEPA transactions in euros across: the European Union, Switzerland, the United Kingdom, San Marino, Vatican City, Andorra, Monaco, Iceland, Norway, and Liechtenstein.
SEPA transfers support only euro (EUR) transactions. Regardless of the sender’s and recipient’s country, funds are sent and received in the same currency within the SEPA payment system.
On the Better plan, 5 SEPA transfers a month in ZEN.COM are fee-free. On Best and ZEN – with no limit.
Open a free ZEN.COM account in minutes and complete a SEPA transfer in 3 simple steps.
Choose the recipient’s currency and select
the type of transfer you want
to use.
Fill in your account number, card number or
your recipient's phone number and enter
transfer amount.
Transfer delivery time depends on the
transfer method, currency, and the
sender’s and recipient’s countries.
Choose the recipient’s currency and select
the type of transfer you want
to use.
Fill in your account number, card number or
your recipient's phone number and enter
transfer amount.
Transfer delivery time depends on the
transfer method, currency, and the
sender’s and recipient’s countries.