Many currencies
for all your needs

Whether you travel or shop abroad,
there are 30 currencies at your disposal.

Get the ZEN app


Your flexible multicurrency account

Use just one or all of them.
EUR, GBP, USD and 27 more currency accounts are ready to use from the start.

european-union EUR Euro
czech-republic CZK Cech Koruna
new-zealand NZD New Zeland Dollar
united-kingdom GBP British Pound
denmark DKK Danish Krone
qatar QAR Qatari Riyal
republic-of-poland PLN Polish Zloty
hong-kong HKD Hong Kong Dollar
romania RON Romanian Leu
united-states-of-america USD American Dollar
croatia HRK Croatian Kuna
saudi-arabia SAR Saudi Riyal
united-arab-emirates AED United Arab Emirates Dirham
hungary HUF Hungarian Forint
sweden SEK Swedish Krona
australia AUD Australian Dollar
israel ILS Israel New Shekel
singapore SGD Singapore Dollar
bulgaria BGN Bulgarian Lev
japan JPY Japanese Yen
thailand THB Thai Baht
canada CAD Canadian Dollar
kenya KES Kenian Shilling
turkey TRY Turkish Lira
switzerland CHF Swiss Franc
mexico MXN Mexican Peso
uganda UGX Ugandan Shilling
china CNY Renminbi (Chinese) Yuan
norway NOK Norwegian Krone
south-africa ZAR South African Rand

Purchase abroad and
exchange currencies at
the lowest rates

Exchange your currencies easily and below banking rates with more than 500 trading pairs to choose from. Never pay steep fees when buying something online or when you're travelling. ZEN will not charge you at all.


How it works


Martha can finally afford her dream vacation. Because she doesn't want to be robbed, she's using only cards. Thanks to ZEN her money is safe and her exchange rates are the best on the market.

Frequently Asked Questions

What exchange rate will I have?

Forget about exchange offices! At ZEN, the exchange rate is updated continuously so you can always benefit from the best offer, without any unnecessary financial losses. ZEN exchange rates are lower than the rates at other banks. You will see the current rate when exchanging currency.

Who can benefit from ZEN?

You can benefit from ZEN if you are an adult (over 18 years old). You have to have a valid passport to be able to register.

If you come from a European Union country, or Norway, Iceland or Lichtenstein, you can also register with your personal ID card or residence permit.

Can the balance be negative?

At ZEN, you can conduct transactions up to the amount of your balance. In the rare cases that it is negative, the difference will be covered with your next deposit.

Which cards and currencies are supported?

You can top up your ZEN account with Visa or Mastercard® in any of the 30 currencies we support.

Of which country must I be a resident to be able to register in ZEN?

In order to fully benefit from ZEN’s services, your residential address must be in one of the countries listed below. These are:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, France, Greece, Guernsey, French Guiana, Guadeloupe, Spain, the Netherlands, Ireland, Iceland, Jersey, South Korea, Liechtenstein, Lithuania, Luxembourg, Latvia, Mayotte, Malta, Martinique, Monaco, Germany, Norway, New Zealand, Poland, Portugal, Czech Republic, South Africa, Réunion, Romania, Saint Martin (French part), Slovakia, Slovenia, Switzerland, Sweden, Hungary, Italy, Isle of Man, Åland Islands, United Kingdom.