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    ZEN money transfers

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    No more juggling between different platforms or settling for high fees. With ZEN, your ideal money transfer experience is a reality!

    Transfer your money just the way you like

    Imagine this:
    You’re transferring money exactly the way you like, enjoying all popular methods in one place, with the lowest fees on the market.

    Variety of methods

    1. Local transfers SEPA:
      Make transfers in Euro between accounts in the European Economic Area. It’s the quickest and cheapest way to move your funds.
    2. International transfers SWIFT:
      Move your money internationally and make transfers in foreign currencies. It’s quick and secure. You can choose from two types of SWIFT transfers:
      SWIFT OUR where you cover all transfer fees
      SWIFT SHA where you share the transfer fees with the recipient
    3. Transfer to a card: Send money from your ZEN account to any Mastercard, no matter the bank it was issued by. Your money will be delivered almost instantly.
    4. ZEN Buddies:
      Make transfers to other ZEN users free of charge and lightning-fast. It’s as simple as entering the recipient’s phone number. Even if they’re not on ZEN yet, send them the money, and they can collect it once they open a ZEN account. Talk about convenience!


    Make your money transfers hassle-free with ZEN. Because at ZEN.COM, your financial comfort is our priority!