Shopping with no fees

Don't worry about extra costs, whether you're exchanging money or paying in foreign currency. You don't pay a thing to the limit that comes with your plan.

Open your ZEN account

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Free from fees. At last.

Whether you exchange money, withdraw it from ATM all around the globe or use our  ZEN Mastercard®, you don’t have to worry about fees.  We won’t charge you any. What more could you ask for?

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Lower than banking rates

Say goodbye to expensive currency exchange! We're constantly updating our rates so that you can always use the best ones without ever wasting your money. Our exchange rates are lower than at any bank. And we will inform you of the current exchange rate every step of the way.

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How it works

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Dorothy bought a smart watch from a well-known Chinese  online store. ZEN adjusted her currency and she saved $15  that would get lost due to the currency conversion.