International multi-currency account

One account. 35 currencies.

Open a multi-currency account online and manage all your currency accounts in one ZEN.COM app. Simple and convenient.

Create your ZEN account

Why choose a ZEN.COMmulti-currency account?

Pay easily with a multi-currency card and withdraw cash from ATMs wherever you are.Make international SEPA and SWIFT transfers, as well as card-to-card transfers. So many ways to move your money.

THE RIGHTCURRENCY WHENYOU NEED IT.

Store, pay, and withdraw the currency you need – whenever you need it, wherever you are.

Whether you’re travelling, supporting family abroad, or paying loans and commitments overseas.

We’ll help keep your finances simple and stress-free.

HIGHLIMITS ONFREE ATM WITHDRAWAWALS ABROAD– IN PRO AND PLATINUM PLANS.

Prefer paying in cash when you’re abroad?

Withdraw cash for free up to EUR 800 per month with the ZEN Pro plan.

Need more?

After the free limit, we offer some of the most competitive fees on the market.

Exchangecurrencies atcompetitiverates.

No need to take our word for it. Check our currency calculator and compare exchange rates with other providers.

Free multi-currency card

You can block and unblock it anytime – directly in the app.

Also available with local variants, so ATMs treat your card like a local one.

Free transfers. Instant and with no limits

Send money locally and internationally.

ELIXIR and SEPA transfers are available in the ZEN Pro plan – both standard and instant, at no cost.

Pay easily with a multi-currency card and withdraw cash from ATMs wherever you are.Make international SEPA and SWIFT transfers, as well as card-to-card transfers. So many ways to move your money.

Create your ZEN account

Download ZEN.COM app

International multi-currency account