4.3247 PLN
Best offer! Transfer money 
 internationally at
 the best rates. 
  Transfer money 
 internationally at
 the best rates. 
  Working abroad and sending money
 home? Traveling? Supporting your
 children to study in another country?
 Bridge the distance with ZEN. 
 Select currencies and check rates in Pro plan. Rates
 vary depending on your ZEN plan: 
 1 EUR = PLN
ZEN FEE 0%
Sending 1,000.000€ with
Recipent gets
4.3247 PLN
+ 12.344.3247 PLN
- 12.344.3247 PLN
- 12.344.3247 PLN
- 12.344.3247 PLN
- 12.34Rates change dynamically. Before making an exchange, check
 
the selected rate in the ZEN.COM application.
 Enjoy the best exchange rates, zero hidden fees,
 and fully transparent international transfers. 
 With a clear, all-in-one conversion rate, you know
 exactly what you’re paying and what the recipient receives. 
Transparent Fees
 Avoid surprising conversion costs
 – ZEN currency conversion rates
 and costs are available in advance. 
Multiple transfer options
 Cheap, fast or cheap and fast -
 choose how your money gets
 where you want it. 
Safe and secure
 Security solutions entrusted by
 Mastercard® and Visa. 
Need to send money
 abroad? 
Do it cheap, fast and easy with ZEN - use direct ZEN transfers, card 
 and phone number transfers, or SWIFT and SEPA transfers. 
 
28 currencies, best conversion rates, security, speed, and savings.
 Pick a currency
 and amount 
 Choose from 28 currencies,
 benefit from competitive
 exchange rates, and no
 hidden fees. 
 
  
  Select recipient
 details 
 Enter bank account number,
 card number or phone
 number. 
 
 Global - Fast - Cheap
save and enjoy the multi-currency enabled ZEN smart wallet.
Fast Processing:
 Transfers as quick as instant
 for select currencies and up
 to 3 business days for SWIFT
 payments. 
Secure Transactions:
 End-to-end encryption
 ensures your money arrives
 safely. 
Transparent Pricing:
 Enjoy competitive fees with
 different pricing plans,
 including lower fees for ZEN
 Pro users. 
 One app, every benefit.
 Download now! 
 Use all the benefits ZEN offers
 with your new digital wallet. 
 How long an international
 money transfer takes?
 Delivered in days
Bank transfers
 SEPA and SWIFT typically
 take between 1-3 business
 days. 
Completed in minutes
Card transfers
 A faster transfer type is a
 card transfer, when the
 money is being sent directly
 to the card account. 
Instant
Phone number transfers
 The fastest are ZEN to ZEN
 instant transfers—available
 24/7 with no delays, no bank
 details, and always for free! 
 Works wherever you are,
 in all 28 currencies. 
28 currencies at a single tap
around in your pocket.
 How much do international
 money trasnfers cost? 
 Register and get a Pro plan account from ZEN for 3 months
 for free, and release the full potential of ZEN. Choose
 between SEPA, SWIFT, card, local, phone number and
 direct international money transfers. 
SEPA and phone number transfers
No fees
Phone number and SEPA international
 money transfers are free of charge with
 the PRO plan. 
SWIFT and card transfers
Chargeable
At a small fee, card transfers let you send
 money fast in the local currency of the
 recipient or SWIFT transfer allows you
 to send in any currency. 
 
 