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Pay less, get more back, and stay covered, explained plan by plan.
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New ZEN.COM Plans: Get More From Every Payment
Meet the new ZEN.COM plans: Good, Better, Best and ZEN. See what each one includes and choose the one that fits how you spend.
Explore what ZEN.COM can do for you
Spend Better
Virtual Cards Explained: Benefits & Use Cases
Business better
Ecommerce payment methods: what they are and how to choose the right ones
Worry Less
What is KYC in banking?
Spend Better
What is a prepaid card and how does it work?
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Instant cashback
Spend Better
Garmin Pay with ZEN
Spend Better
Xiaomi Pay with ZEN
Spend Better
Google Pay with ZEN
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GOOD
A free accountthat still rewards you
Free
1 CARD design • White
Multi-currency made simple.35 currencies in one account.
FREE account with benefits:
35 currencies to hold and spend in one wallet- Free virtual card
- Fee-free currency exchange on weekdays up to €1,000/month
- Instant Cashback at 1000+ online stores
- Shopping Protection when something goes wrong
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Most popular30 days freeBETTER
Everydayshoppingthat pays you back
2.99 EUR per month
Green • 2 CARD designs
Average active user saves€35 a month on shopping.
Be BETTER - 30 DAYS FREE No card details neededenhanced shopping BENEFITS:
Best Price Cover on your purchases - up to €100- Extended Warranty for your electronics - up to €1,500
- Reward Zone earn on every purchase
- Unlimited Shopping Protection
- ATM Anti-Theft Protection up to €100
You can compare Plans on the Details Page
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BEST
TRAVELPROTECTEDfrom booking to landing
6.99 EUR per month
Gold • 3 CARD designs
5 travel protection benefits.Before, during & after your trip.
enhanced TRAVEL PROTECTION:
Travel Delay Cover Flight & Baggage Delay, Missed Connection & Denied Boarding- Travel Cancellation Cover recover up to €2,500
- Flight Claim Assistant we’ll claim up to €600 for you
- Event Ticket Cover recover up to €250
- Airline & Travel Agency Failure Assistant
You can compare Plans on the Details Page
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ZEN
First-class banking.Without compromises.
16.99 EUR per month
4 CARD designs •
The premium experience.€1.54 million+ protection.
HIGHEST PROTECTION:
Flight Delay Lounge Pass if your flight is delayed over 3h- Flight Live Assistant Instant alerts about your trip
- Rental Car Excess Cover up to €30,000
- Personal Liability Cover for Travel up to €1.5 million
- Precision-crafted Metal Card
- Premium 24/7 Support Priority assistance whenever you need it
You can compare Plans on the Details Page
Get the ZEN.COM app
Download the app for iOS or Android and start paying less, in any currency.
