Best multicurrency bank account for your business

It has its own IBAN that works just the way any bank account would — but better. Store up to 30 currencies and transfer them easily in many ways.

Account

IBAN account’s in EUR, USD, GBP and 31 more currencies
Free currency exchange
Free local (SEPA) transfers
Free international SWIFT transfers (SHA)
International SWIFT transfers (OUR)
Free physical cards
Free virtual cards
Free ATM withdrawal
Free top-ups
01

Creative

€10
per month
IBAN account in EUR, USD, GBP and 31 more currencies

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Free currency exchange

To €10 000 / month

Above 0.3% fee

20 / month

Next for €0.10

3 / month

Next for €3.00

€10

3x

5x

To €800 / month

Above 1.5% fee

To €5 000 / month

Above 0.5% fee

02 copy

Smart

€25
per month
IBAN account in EUR, USD, GBP and 31 more currencies
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Free currency exchange

To €20 000 / month

Above 0.3% fee

Free local SEPA transfers

100 / month

Next for €0.10

Free international SWIFT transfers (SHA)

5 / month

Next for €3.00

Free international SWIFT transfers (OUR)

€10

Free physical cards

3x

Free virtual cards

5x

Free ATM withdrawals

To €1 000 / month

Above 1.5% fee

Free top-ups

To €10 000 / month

Above 0.5% fee

03 copy 3

Enterprise

€100
per month
IBAN account in EUR, USD, GBP and 31 more currencies
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Free currency exchange

To €100 000 / month

Above 0.3% fee

Free local SEPA transfers

Unlimited

Free international SWIFT transfers (SHA)

10 / month

Next for €3.00

Free international SWIFT transfers (OUR)

€10

Free physical cards

5x

Free virtual cards

5x

Free ATM withdrawals

To €2 000 / month

Above 1.5% fee

Free top-ups

To €10 000 / month

Above 0.5% fee

04

Supreme

€500
per month
IBAN account in EUR, USD, GBP and 31 more currencies
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Free currency exchange

Unlimited

Free local SEPA transfers

Unlimited

Free international SWIFT transfers (SHA)

50 / month

Next for €3.00

Free international SWIFT transfers (OUR)

€10

Free physical cards

5x

Free virtual cards

5x

Free ATM withdrawals

To €5 000 / month

Above 1.5% fee

Free top-ups

To €15 000 / month

Above 0.5% fee

Extras

icon-extended-warranty

Extended warranty

One-year extended warranty on electronics purchased with ZEN Mastercard®
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care-shopping-protection

ZEN Care shopping protection

Your personal concierge 24/7 when something goes wrong with your ZEN Mastercard® purchases
Learn more
cashback-links

Cashback links

Up to 15% cashback on your business purchases at ZEN partners
Learn more
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0% Currency exchange fee

No additional fees for changing your money from one currency to another.
Learn more