Payments

ZEN offers more than 20 online payment methods for your goods and services, including Mastercard®, Visa, Paysafecard, PayPal, Blik, and more. You can check the full list on our website.

We always aim to ensure that our services are easy to use and fully transparent. The following sections explain the basic structure and flow of the ZEN payment process.

 

Payment flow

At ZEN, we offer a much more simplified transfer flow compared to traditional ones. You can skip the settlement payout part of payment processing and receive your money directly to your ZEN IBAN bank account.

ZEN payments begin with an authorization request. ZEN then directs users (or their payment data) to the selected payment operator.

The payment is now PENDING. Once it is verified, you receive an IPN (Instant Payment Notification) that informs you of the payment’s status: AUTHORIZED, CANCELED, REJECTED, or ACCEPTED.

If instant authorization is not available, the IPN may come with the PENDING status. If this happens, you should wait for the IPN with the final authorization status.

Accepted transactions are settled to your ZEN IBAN account. Rejected transactions also contain a rejection reason code, which you can use to verify why the payment was not successfully processed.

 

Supported payments methods

Below, you can find the complete list of available payment methods.

Learn how to configure your checkout and payment methods.

Payment providerSupported currencyTransaction amount
Apple Pay click to more AED, AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, KES, MXN, NOK, NZD, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, UGX, USD, ZARMin. 0.01 EURMax. 10,000 EUR
BancontactEURMax. 10K EURMax. 10K EURMax. 10,000 EUR
BLIKPLNMin. 0.01 EURMax. 100,000 EUR
Google Pay™ click to moreAED, AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, KES, MXN, NOK, NZD, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, UGX, USD, ZARMin. 0.01 EURMax. 100,000 EUR
IdealEURMin. 0.01 EURMax. 5,000 EUR
Mastercard®AED, AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, KES, MXN, NOK, NZD, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, UGX, USD, ZARMin. 0.01 EUR100,000 EUR
NeosurfAUD, BRL, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, MXN, MYR, NOK, NZD, PHP, PLN, RON, RUB, SEK, SGD, THB, TRY, USD, XOF, ZARMin. 1 EURMax. 1,000 EUR
NetellerEURMin. 0.01 EURMax. 10,000 EUR
Pay By LinkPLNMin. 1 PLNMax. 100,000 PLN
ZENEUR, GBP, PLN, USDMin. 0.01 EURMax. 1,000,000 EUR
PayPalAUD, BRL, CAD, CZK, DKK, EUR, HUF, HKD, ILS, JPY, MYR, MXN, NOK, NZD, PHP, PLN, GBP, RUB, SGD, SEK, CHF, TWD, TRY, THB, USDMin. 0.01 EURMax. 100,000 EUR
PaysafecardAUD, CAD, CZK, DKK, EUR, GBP, HUF, NOK, PLN, RON, SEK, USDMin. 1 EURMax. 100,000 EUR
PaysafecashEUR, CAD, CZK, HUF, GBP, USD, PLN, MXN, RON, SEK, CHFMin. 0.01 EURMax. 1000 EUR
SkrillEURMin. 0.01 EUR10,000 EUR
Digital currenciesEURMin. 15EUR10,000,0000 EUR
Union PayEUR, CZK, HUF, DKK, ISK, CHF, NOK, PLN, RON, SEK, GBPMin. 0.01 MYR/CNY/EURSingle Card Limit Per Day: 500,000 USD
VisaUSD, AUD, GBP, CAD, CZK, DKK, EUR, HKD, HUF, ILS, JPY, KES, MXN, NZD, NOK, PLN, QAR, CNY, RON, SAR, SGD, ZAR, SEK, CHF, THB, TRY, UGX, AEDMin. 0.01 EUR100,000 EUR

WeChat PayCNYMin. 0.01 CNY/EUR10,000 EUR/50,000 CNY
Sofort click to moreEUR0.01 EUR100,000 EUR
GiropayEUR0.01 EUR10,000 EUR