zenek

Multi-currency account with quick registration for Ukrainians

 

Due to the current situation in Ukraine, we have simplified and speeded up account opening for people from Ukraine. ZEN accounts are available in PLN, EUR, USD, GBP, and 26 other currencies. ZEN is absolutely free for at least a year if you use the Ukrainian language on your phone.

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FAQ

Does the account support Ukrainian hryvnias?

No. But there's a simple way to deposit your money on your ZEN account.

Adding the Ukrainian card to ZEN (cheapest and fastest)

1. Add your credit or debit card to the ZEN.COM app
2. Select the currency in which you'd like to top up your ZEN account.
3. Specify the amount and top up your account.
4. Hryvnias will be debited from your card and automatically converted into the selected currency at the lowest interbank exchange rate.

Can I withdraw money from ATMs?

Yes. Using a ZEN account, you can create a virtual card, add it to Google Pay or Apple Pay, and withdraw money from ATMs that support contactless withdrawals.

Virtual ZEN card is ready to use the moment you add it.

How will you send me a card when I’m not in my country?

In the ZEN.COM app, you can order a physical card or create a virtual one.

We can ship a physical card to any address in Europe.  

A virtual card is ready to use as soon as you create it in the app. You can add it to Google Pay or Apple Pay and pay with it at any store that supports contactless payments.

How do I send hryvnias to my ZEN account?

There's a quick way to send hryvnias to your ZEN account.

Adding the Ukrainian card to ZEN

1. Add your credit or debit card to the ZEN.COM app.
2. Select the currency in which you'd like to top up your ZEN account.
3. Specify the amount and top up your account.
4. Hryvnias will be debited from your card and automatically converted into the selected currency at the lowest interbank exchange rate.

What documents do I need to open a ZEN account?

To open an account with ZEN, you must hold a Ukrainian passport or EU residence permit.

Can I add more than one Ukrainian card to my ZEN account?

Yes. You can add up to 5 Ukrainian cards and top up your ZEN account with any of them.

Can someone in Ukraine send me their funds?

Yes. People residing in Ukraine can also open a ZEN account. They can add their card and top up their ZEN account, and then send you an internal transfer in ZEN. Transfers between ZEN users are instant and free of charge.