Scan to get the ZEN.COM app
Open an account in minutes. Scan QR Code to download the ZEN.COM app.
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Peaceful shopping. Mindful money.
A payment app that will make your shopping and money management as peaceful as ever
Scan to get the ZEN.COM app
Open an account in minutes. Scan QR Code to download the ZEN.COM app.
Scan to download
One app, many benefits
Extended year of warranty
Gain an extended year of warranty on all electronic purchases made with Zen MasterCard®
Free exchange
Always benefit from the best possible currency exchange rates – with no commission
An all-in-one mobile app for secure shopping, exchanging money, and managing your daily finances
Open one ZEN account with over 29 currencies available immediately with currency exchange at the interbank rates
You receive a virtual ZEN Mastercard right when you open a ZEN account. And you can order a physical card with the Digital First certification to pay offline whenever you need.
Top up your ZEN account fast and safely in foreign currencies the way you like with a wide selection of well-known and country-specific options
Choose from a variety of local and global Payment methods (SWIFT and SEPA) and send money instantly to other ZEN users
ZEN.COM in numbers
+€8B
4,5/5
29
+€600K
Reviews
Frequently asked questions
View allI’ve paid using a ZEN card, but the transaction hasn’t been completed yet.
It may take up to 10 days for card transactions to settle after authorization. ZEN is unable to speed up this process.
How long does a money transfer take?
SEPA transfers are usually processed in 1 or 2 business days. In certain situations, it may take 3 days to process the transaction.
SWIFT transfers are usually processed in 1 to 3 business days. However, in certain situations the processing time might be longer.
Local PLN transfer take 1 business day to be processed.
Why cannot I change my phone number?
For security reasons, you need to wait 14 days after the ZEN account has been created to change the phone number associated with it.
How can I generate a card ownership certificate?
If you need an ownership certificate of your ZEN card, we’ll be happy to generate one for you. It usually takes up to 7 days. Please email us at [email protected] and enter “Card Ownership Certificate” in the email title.
Important:
Please contact us from the same email address that you provided while opening your ZEN account.
Scan to get the ZEN.COM app
We’ve designed the whole process to be as short and simple as possible. Get the app and see for yourself!
Scan to get the ZEN.COM app
Open an account in minutes. Scan QR Code to download the ZEN.COM app.
Scan to download
