Peaceful shopping. Mindful money.

A payment app that will make your shopping and money management as peaceful as ever

Scan to get the ZEN.COM app

Open an account in minutes. Scan QR Code to download the ZEN.COM app.

Scan to download

One app, many benefits

Extended year of warranty

Gain an extended year of warranty on all electronic purchases made with Zen MasterCard®

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Instant cashback

Save up to 15% when shopping online at selected online stores

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Free exchange

Always benefit from the best possible currency exchange rates – with no commission

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Shopping protection

Get help 24/7 when something goes wrong with your order

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One account, many currencies

An all-in-one mobile app for secure shopping, exchanging money, and managing your daily finances

  • Multi-currency account
  • ZEN Mastercard®
  • Account top-ups
  • Money transfers
Multi-currency account

Open one ZEN account with over 29 currencies available immediately with currency exchange at the interbank rates

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ZEN Mastercard®

You receive a virtual ZEN Mastercard right when you open a ZEN account. And you can order a physical card with the Digital First certification to pay offline whenever you need. 

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Account top-ups

Top up your ZEN account fast and safely in foreign currencies the way you like with a wide selection of well-known and country-specific options 

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Money transfers

Choose from a variety of local and global Payment methods (SWIFT and SEPA) and send money instantly to other ZEN users 

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ZEN.COM in numbers

+€8B

Transaction volume

4,5/5

Average app rating

29

Available currencies

+€600K

Cashback savings

Reviews

ZEN Care and Support - outstanding experience application - easy to use with all essential features over all - recommend!
KB 2 February 2023
The app works very well, fast transfers, cool cashbacks available.
Matthew 2 February 2023
Superior quality of customer support, very helpful and always focused on case. True zen state in any payment troubles thanks to zen care which I had chance to try in last days.
Łukasz B 20 January 2023
They dealt with my case very professionally and the hundredth case was resolved quickly
Wiktor 14 December 2022

Frequently asked questions

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What are the benefits of using the ZEN app?

The ZEN app offers many benefits, such as an extended year of warranty on all electronic purchases made with ZEN MasterCard®, up to 15% savings when shopping online at selected online stores, the best possible currency exchange rates with no commission, and 24/7 assistance when something goes wrong with your order.

What features does a ZEN account offer?

A ZEN account offers features like multi-currency account with over 29 currencies available immediately, a virtual ZEN Mastercard® that you receive right when you open a ZEN account, the ability to top up your ZEN account fast and safely in foreign currencies, and the choice to transfer money using a variety of local and global payment methods like SWIFT and SEPA.

What are some key statistics about ZEN.COM?

ZEN.COM has seen over €8 billion in transaction volume, has an average app rating of 4.5 out of 5, supports 29 available currencies, and has facilitated over €600,000 in cashback savings.

What is the extended warranty offered by ZEN.COM?

ZEN offers an extended warranty for electronics purchased with the ZEN Mastercard®. This warranty takes effect after the standard manufacturer’s warranty expires. To avail of this, the device must be purchased from a store registered in the EU and have a manufacturer’s warranty of up to 3 years. Extended warranties are not available for the Free Plan.

Scan to get the ZEN.COM app

We’ve designed the whole process to be as short and simple as possible. Get the app and see for yourself!

Scan to get the ZEN.COM app

Open an account in minutes. Scan QR Code to download the ZEN.COM app.

Scan to download