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Cheap SWIFT transfers – low-cost foreign currency transfers

Low-cost SWIFT transfers.

Send SWIFT/BIC transfers conveniently and securely. Choose ZEN.COM and make SWIFT money transfers and foreign currency transfers to almost anywhere in the world with reliable international payment solutions.

Cheap SWIFT transfers – low-cost foreign currency transfers

Low-cost SWIFT transfers.

Send SWIFT/BIC transfers conveniently and securely. Choose ZEN.COM and make SWIFT money transfers and foreign currency transfers to almost anywhere in the world with reliable international payment solutions.

You send to:
United States
You send:
USD
Recipient gets:
USD
Transfer method:
SWIFT SHA bank transfer
Total transfer cost in USD:
4,54 USD 18,68 USD
Save up to 14,14 USD
 
How we calculated the discount
OR
Want something other than our cost-saving match? Choose any available method for your selected currency pair.
Popular countries
  • Poland
    PLN · Polish Zloty
  • United States
    USD · US Dollar
  • United Kingdom
    GBP · Pound Sterling
  • Germany
    EUR · Euro
All countries
  • Afghanistan
    AFN · Afghan Afghani
  • Albania
    ALL · Albanian Lek
  • Algeria
    DZD · Algerian Dinar
  • Andorra
    EUR · Euro
  • Angola
    AOA · Angolan Kwanza
  • Argentina
    ARS · Argentine Peso
  • Armenia
    AMD · Armenian Dram
  • Australia
    AUD · Australian Dollar
  • Austria
    EUR · Euro
  • Azerbaijan
    AZN · Azerbaijani Manat
  • Bahrain
    BHD · Bahraini Dinar
  • Bangladesh
    BDT · Bangladeshi Taka
  • Belarus
    BYN · Belarusian Ruble
  • Belgium
    EUR · Euro
  • Bosnia and Herzegovina
    BAM · Convertible Mark
  • Botswana
    BWP · Botswana Pula
  • Brazil
    BRL · Brazilian Real
  • Bulgaria
    BGN · Bulgarian Lev
  • Canada
    CAD · Canadian Dollar
  • Chile
    CLP · Chilean Peso
  • China
    CNY · Chinese Yuan
  • Congo
    CDF · Congolese Franc
  • Croatia
    EUR · Euro
  • Cyprus
    EUR · Euro
  • Czech Republic
    CZK · Czech Koruna
  • Denmark
    DKK · Danish Krone
  • Djibouti
    DJF · Djiboutian Franc
  • Ecuador
    USD · US Dollar
  • Egypt
    EGP · Egyptian Pound
  • Estonia
    EUR · Euro
  • Eswatini
    SZL · Lilangeni
  • Ethiopia
    ETB · Ethiopian Birr
  • Finland
    EUR · Euro
  • France
    EUR · Euro
  • Georgia
    GEL · Georgian Lari
  • Ghana
    GHS · Ghanaian Cedi
  • Gibraltar
    GIP · Gibraltar Pound
  • Greece
    EUR · Euro
  • Guernsey
    GGP · Guernsey Pound
  • Guinea
    GNF · Guinean Franc
  • Hong Kong
    HKD · Hong Kong Dollar
  • Hungary
    HUF · Hungarian Forint
  • Iceland
    ISK · Icelandic Krona
  • India
    INR · Indian Rupee
  • Indonesia
    IDR · Indonesian Rupiah
  • Iran
    IRR · Iranian Rial
  • Iraq
    IQD · Iraqi Dinar
  • Isle of Man
    IMP · The Isle of Man Pound
  • Israel
    ILS · Israeli New Shekel
  • Italy
    EUR · Euro
  • Japan
    JPY · Japanese Yen
  • Jersey
    JEP · Jersey Pound
  • Jordan
    JOD · Jordanian Dinar
  • Kazakhstan
    KZT · Kazakhstani Tenge
  • Kenya
    KES · Kenyan Shilling
  • Kuwait
    KWD · Kuwaiti Dinar
  • Kyrgyzstan
    KGS · Kyrgyzstani Som
  • Latvia
    EUR · Euro
  • Lebanon
    LBP · Lebanese Pound
  • Lesotho
    LSL · Lesotho Loti
  • Liechtenstein
    CHF · Swiss Franc
  • Lithuania
    EUR · Euro
  • Luxembourg
    EUR · Euro
  • Malawi
    MWK · Malawian Kwacha
  • Malaysia
    MYR · Malaysian Ringgit
  • Malta
    EUR · Euro
  • Mauritius
    MUR · Mauritian Rupee
  • Mexico
    MXN · Mexican Peso
  • Moldova
    MDL · Moldovan Leu
  • Monaco
    EUR · Euro
  • Mongolia
    MNT · Mongolian Tögrög
  • Morocco
    MAD · Moroccan Dirham
  • Myanmar
    MMK · Kyat
  • Namibia
    NAD · Namibian Dollar
  • Nepal
    NPR · Nepalese Rupee
  • Netherlands
    EUR · Euro
  • New Zealand
    NZD · New Zealand Dollar
  • Nigeria
    NGN · Nigerian Naira
  • Norway
    NOK · Norwegian Krone
  • Oman
    OMR · Omani Rial
  • Pakistan
    PKR · Pakistani Rupee
  • Paraguay
    PYG · Paraguayan Guaraní
  • Philippines
    PHP · Philippine Peso
  • Portugal
    EUR · Euro
  • Qatar
    QAR · Qatari Riyal
  • Republic of Ireland
    EUR · Euro
  • Rumunia
    RON · Lej rumuński
  • Russia
    RUB · Russian Ruble
  • Saudi Arabia
    SAR · Saudi Riyal
  • Serbia
    RSD · Serbian Dinar
  • Singapore
    SGD · Singapore Dollar
  • Slovakia
    EUR · Euro
  • Slovenia
    EUR · Euro
  • South Africa
    ZAR · South African Rand
  • South Korea
    KRW · South Korean Won
  • Spain
    EUR · Euro
  • Sri Lanka
    LKR · Sri Lankan Rupee
  • Suriname
    SRD · Surinamese Dollar
  • Sweden
    SEK · Swedish Krona
  • Switzerland
    CHF · Swiss Franc
  • Taiwan
    TWD · Taiwan Dollar
  • Tanzania
    TZS · Tanzanian Shilling
  • Thailand
    THB · Thai Baht
  • Turkey
    TRY · Turkish Lira
  • Uganda
    UGX · Ugandan Shilling
  • Ukraine
    UAH · Ukrainian Hryvnia
  • United Arab Emirates
    AED · UAE Dirham
  • Uruguay
    UYU · Uruguayan Peso
  • Vietnam
    VND · Vietnamese Dong
  • Yemen
    YER · Yemeni Rial
  • Zimbabwe
    ZWL · Zimbabwe Dollar
Popular currencies
  • PLN
    Poland, Polska · Polish Zloty
  • USD
    United States, USA, US · US Dollar
  • GBP
    United Kingdom, Great Britain, UK · Pound Sterling
  • EUR
    European Union, Eurozone, EU · Euro
All currencies
  • AED
    United Arab Emirates, UAE · Dirham (UAE)
  • AUD
    Australia · Dollar (Australia)
  • CAD
    Canada · Dollar (Canada)
  • CHF
    Switzerland · Swiss Franc
  • CNY
    China, PRC · Yuan (China)
  • CZK
    Czechia, Czech Republic · Crown (Czechia)
  • DKK
    Denmark · Crown (Denmark)
  • HKD
    Hong Kong, HK · Dollar (Hong Kong)
  • HUF
    Hungary · Forint (Hungary)
  • ILS
    Israel · Shekel (Israel)
  • JPY
    Japan, Nippon · Yen (Japan)
  • KES
    Kenya · Shilling (Kenya)
  • MXN
    Mexico · Peso (Mexico)
  • NOK
    Norway · Crown (Norway)
  • NZD
    New Zealand · Dollar (New Zealand)
  • QAR
    Qatar · Rial (Qatar)
  • RON
    Romania · Leu (Romania)
  • SAR
    Saudi Arabia, KSA · Rial (Saudi Arabia)
  • SEK
    Sweden · Crown (Sweden)
  • SGD
    Singapore · Dollar (Singapore)
  • THB
    Thailand · Baht (Thailand)
  • TRY
    Turkey, Türkiye · Lira (Turkey)
  • UGX
    Uganda · Shilling (Uganda)
  • BHD
    Bahrain · Dinar (Bahrain)
  • KWD
    Kuwait · Dinar (Kuwait)
  • OMR
    Oman · Rial (Oman)
  • VND
    Vietnam · Dong (Vietnam)
  • MYR
    Malaysia · Ringgit (Malaysia)
  • PHP
    Philippines · Peso (Philippines)
  • IDR
    Indonesia · Rupiah (Indonesia)
  • ZAR
    South Africa, RSA · Rand (South Africa)
Cheapest
  • Transfer to phone number
    Send to another ZEN.COM user.
    FREE
    instant
  • SWIFT SHA bank transfer
    Send to 80+ regions worldwide.
    4,54 USD
    1–5 business days
  • Transfer to card
    Arrives fast. Send to Mastercard or Visa.
    10,00 USD
    usually instant
  • SWIFT OUR bank transfer
    Send to 80+ regions worldwide.
    18,68 USD
    1–5 business days

Why send
international SWIFT transfers with ZEN.COM

Support your family abroad, pay for your children’s studies, or settle payments with freelancers.
Whatever your goal, save on international fund transfers and wire transfer fees with ZEN.

We support
OVER 80 countries and regions
in 35 currencies.

We support
OVER 80 countries and regions
in 35 currencies.

Send SWIFT bank transfers to international accounts worldwide — across Europe, Asia, North and South America, Africa, and Australia.

You always know what and how much you pay.

You always know what and how much you pay.

You see the costs before confirming the SWIFT transaction. No hidden charges or unexpected wire transfer fees.

Your money is secure.

Your money is secure.

ZEN.COM protects your savings and privacy with secure money transfer technology and reliable bank wire services.

Learn more

Transfers in GBP and EUR with no fees.

Transfers in GBP and EUR with no fees.

Euro transfers (SEPA) are free with us. Register in the ZEN.COM app with the Pro plan and enjoy additional benefits of SWIFT transfers.

Enter the world of
ZEN.COM completely
for free.

Enter the world of
ZEN.COM completely
for free.

No one offers free access to the BEST plan. We do. Discover ZEN.COM and modern international payment solutions.

Support your family abroad, pay for your children’s studies, or settle payments with freelancers.
Whatever your goal, save on international fund transfers and wire transfer fees with ZEN.

Send money with ZEN.COM

How much does a SWIFT transfer cost with ZEN.COM?

Compare the cheapest way to send USD using SWIFT wire transfers.

PLN
USD
Usługodawca:
Koszt przelewu SWIFT:
  • zen.com
    0.10% + 14.00 PLN
  • mBank
    0,35% kwoty przelewu (25-200 PLN)
  • ING Bank Śląski
    40-50 PLN
  • Millennium
    0,5% kwoty przelewu (20-125 PLN)
  • PKO Bank Polski
    0,25-0,30% kwoty przelewu (40-220 PLN)
  • Credit Agricole
    0,25% kwoty przelewu (40-250 PLN)
  • Santander Bank Polska
    0,20-0,25% kwoty przelewu (20-200 PLN)
  • VeloBank
    0,20% kwoty przelewu (30-250 PLN)
  • Wise
    zależnie od waluty, przykładowo dla przelewu EUR poza strefę SEPA:opłata stała 1,49 PLN + opłata zmienna 0,57% + dodatkowe 3,55 EUR
PLN
USD
Usługodawca:
Koszt przelewu SWIFT:
  • zen.com
    0.10% + 14.00 PLN
  • mBank
    0,35% kwoty przelewu (25-200 PLN)
  • ING Bank Śląski
    40-50 PLN
  • Millennium
    0,5% kwoty przelewu (20-125 PLN)
  • PKO Bank Polski
    0,25-0,30% kwoty przelewu (40-220 PLN)
  • Credit Agricole
    0,25% kwoty przelewu (40-250 PLN)
  • Santander Bank Polska
    0,20-0,25% kwoty przelewu (20-200 PLN)
  • VeloBank
    0,20% kwoty przelewu (30-250 PLN)
  • Wise
    zależnie od waluty, przykładowo dla przelewu EUR poza strefę SEPA:opłata stała 1,49 PLN + opłata zmienna 0,57% + dodatkowe 3,55 EUR

SWIFT – the global payment system

Supported countries

Send and receive SWIFT transfers from over 80 countries and regions worldwide using the SWIFT payment system.

Supported currencies

SWIFT supports many currencies — euro (EUR), US dollars (USD), British pounds (GBP), Swiss francs (CHF), and other local currencies. The currency used for the transfer depends on the sender’s and recipient’s bank.

Applicable fees

The fee for an outgoing SWIFT SHA transfer in the PRO plan is 0.10% + 3 EUR. You can find the pricing for SWIFT OUR transfers here.

How to make
a SWIFT transfer
in ZEN.COM?

Open a free ZEN.COM account in just a few minutes
and complete a SWIFT bank transfer in 3 simple steps.

STEP 1

Select the currency and
type of transfer

SWIFT SHA bank transfer

Select the recipient’s currency and
the type of transfer you want
to use.

STEP 2

Enter the recipient’s details
and the transfer amount

Amount to be sent 1 000,00 USD
Dawid

Fill in your recipient's account number, card number
or phone number
and enter transfer amount.

STEP 3

Your transfer’s
on its way

https://www.zen.com/wp-content/themes/zen/template-parts/money-transfers/img/boximg12.webp

Transfer delivery time depends on the
transfer method, currency and the
sender’s and recipient’s countries.

SEND MONEY
STEP 1

Select the currency and
type of transfer

SWIFT SHA bank transfer

Select the recipient’s currency and
the type of transfer you want
to use.

STEP 2

Enter the recipient’s details
and the transfer amount

Amount to be sent 1 000,00 USD
Dawid

Fill in your recipient's account number, card number
or phone number
and enter transfer amount.

STEP 3

Your transfer’s
on its way

https://www.zen.com/wp-content/themes/zen/template-parts/money-transfers/img/boximg12.webp

Transfer delivery time depends on the
transfer method, currency and the
sender’s and recipient’s countries.

SEND MONEY

Scan the code and download the ZEN.COM app Scan the code and download the ZEN.COM app

We've made opening an individual account as simple and fast
as you can possibly imagine.
Download the app and see for yourself!