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Ο λογαριασμός πολλαπλών νομισμάτων
με προνόμια σε αγορές και ταξίδια.

Εξοικονόμησε κατά μέσο όρο

420 € τον χρόνο. Κράτα 35 νομίσματα σε μία κάρτα Ταξίδια και αγορές, προστατευμένα.

Built to make your groceries cheaper. Built to make your groceries cheaper. Built to make your money change at the best rate. Built to make your TV warranty last longer. Built to make your card hold 35 currencies Built to make your transfers land in seconds.

4.6

4.8

4.6

App Store: 4.8 ★

Google Play: 4.8 ★

Business

Meet your new shopping tools.

SHOPPING CARD

Save on everything you buy. And protect it, too.

ZEN SHOPPING CARD

Save on everything you buy. And protect it, too.

Don’t change your bank. Change your card. Your old costs you money. ZEN saves on cashback, rewards, and protection.

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INSTANT CASHBACK

500+ discounts built into your card and app.

INSTANT CASHBACK

500+ discounts built into your card and app.

Instant. No thresholds, no payout requests. Top rates, regularly boosted. Stacks with other promotions.

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35 CURRENCIES

Shop like a local with the best rates.

35 CURRENCIES

Shop like a local with the best rates.

No converting, no thinking, no math. Just pay - ZEN adjusts on the fly with the best rates and no hidden fees.

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REWARD ZONE MONEYBACK

Earn money & rewards on every purchase.

REWARD ZONE MONEYBACK

Earn money & rewards on every purchase.

Every transaction gives you some money back or bonus rewards. Save up to €20+ a month. Your old bank card can't do that.

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WARRANTY ON ELECTRONICS

Two extra years with zero extra cost.

ELECTRONICS WARRANTY

Two extra years with zero extra cost.

Electronics love to break right after warranty? Not your problem anymore. No extra cost, no device limit.

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ZEN CARE

Ultimate protection for everything you buy.

Ultimate protection for everything you buy.

Wrong product? Dodgy seller? Hotel not as advertised? No worries - ZEN steps in to help reclaim your money.

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Meet your new finance tools.

MULTI-CURRENCY ACCOUNT

Hold 35 currencies at the best rates.

MULTI-CURRENCY ACCOUNT

Hold 35 currencies at the best rates.

Convert between currencies anytime, with the best rates and no hidden fees. Your money, ready to spend or send.

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INTERNATIONAL TRANSFERS

Send more money home - real rates, zero fees.

INTERNATIONAL TRANSFERS

Send more money home - real rates, zero fees.

Built for expats, migrants, families and anyone tired of paying banks just to move their own money across borders.

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CASH IN AND OUT

Deposit cash at the ATMs and withdraw for free.

CASH IN AND OUT

Deposit cash at the ATMs and withdraw for free.

Deposit spare cash at thousands of ATMs and withdraw when you need it - no ZEN commission, no foreign fees.

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MULTI-CURRENCY CARD

Spend in 35 currencies, online or abroad.

MULTI-CURRENCY CARD

Spend in 35 currencies, online or abroad.

Use your card for online shopping, in-store payments, or travel - all at the best rates, with no hidden fees.

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BANK TRANSFERS

Free SEPA and SWIFT transfers, anywhere.

BANK TRANSFERS

Free SEPA transfers, and SWIFT where SEPA doesn't reach.

Send money to any bank account in seconds - weekends included - whether you are paying rent or splitting a bill.

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TRANSFER TO CARD

Send money straight to any card, fast and cheap.

TRANSFER TO CARD

Send money straight to any card, fast and cheap.

Works with any Visa or Mastercard - just type in the card number and money arrives almost instantly.

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ZEN BUDDIES

Free, instant transfers between ZEN users.

ZEN BUDDIES

Free, instant transfers between ZEN users.

Send and receive between ZEN users, instantly and for free. Perfect for splitting bills or buying a friend a coffee.

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DIGITAL WALLET

Your money hub for crypto, investing, and bills.

DIGITAL WALLET

Your money hub for crypto, investing, and bills.

ZEN moves money between everything - your bank account, crypto exchanges, investment platforms, even your wallet abroad.

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Meet your new travel companions.

TRAVEL CARD

Travel and pay like a local in 35 currencies.

TRAVEL CARD

Travel and pay like a local in 35 currencies.

Physical or virtual card, ready when you need it - with the best rates, no hidden fees, and instant freeze in the app.

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TRAVEL CASHBACK

Instant cashback on 100+ travel brands.

TRAVEL CASHBACK

Instant cashback on 100+ travel brands.

Hotels, flights, rentals, travel gear - all with instant cashback. Plus 600+ other shopping brands built into the app.

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FREE ATM WITHDRAWALS

Need cash? Withdraw it anywhere, fee-free.

FREE ATM WITHDRAWALS

Need cash? Withdraw it anywhere, fee-free.

Land, walk to any ATM, withdraw cash - no foreign fees, no ZEN commission, no need to find an exchange office.

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CURRENCY EXCHANGE

The best exchange rates, in your app.

CURRENCY EXCHANGE

The best exchange rates, in your app.

Skip the exchange office - convert between 35 currencies in seconds, with no commissions and no markups.

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ZEN CARE

Trip not as advertised? Get your money back.

Trip not as advertised? Get your money back.

Hotel under renovation? Tour operator scammed you? ZEN steps in to help you reclaim your money.

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MONEYBACK

Earn money and rewards on every trip.

MONEYBACK

Earn money and rewards on every trip.

Flights, hotels, gear, meals abroad - every payment earns you money back or bonus rewards. Up to €30 a trip.

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WARRANTY ON ELECTRONICS

Two extra years of protection on travel gear.

WARRANTY ON ELECTRONICS

Two extra years of protection on travel gear.

E-reader cracks on the beach? Headphones stopped working? Two extra years of warranty, no extra cost or hassle.

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