International multi-currency account

One account. 35 currencies.

Open a multi-currency account online and manage all your currency accounts in the ZEN.COM app. Simple and convenient.

Create your ZEN account

Why choose a ZEN.COMmulti-currency account?

Pay easily with a multi-currency card, and withdraw cash from ATMs wherever you are. Make international SEPA and SWIFT transfers, and card-to-card transfers. There are so many ways to move your money.

THE RIGHTCURRENCY WHENYOU NEED IT.

Store, pay and withdraw the currency you need – anytime, anywhere.

Whether you’re travelling, supporting family abroad or paying loans and commitments overseas.

We’ll help keep your finances simple and stress-free.

HIGHLIMITS ONFREE ATM WITHDRAWALS ABROAD– IN PRO AND PLATINUM PLANS.

Prefer paying in cash when you’re abroad?

Withdraw up to 800 EUR in cash per month for free with the ZEN Pro plan.

Need more?

After the free limit, we offer some of the most competitive fees on the market.

Exchangecurrencies atcompetitiverates.

No need to take our word for it. Check our currency calculator and compare exchange rates with other providers.

Free multi-currency card

You can freeze and unfreeze it anytime, directly in the app.

Also available with local variants, so ATMs treat your card like a local one.

Free instant transfers with no limits

Send money locally and internationally.

Both standard and instant ELIXIR and SEPA transfers are available in the ZEN Pro plan, at no cost.

Create your ZEN account

Download ZEN.COM app

International multi-currency account