{"id":9003241321061302,"date":"2024-04-22T13:39:18","date_gmt":"2024-04-22T13:39:18","guid":{"rendered":"https:\/\/www.zen.com\/?post_type=blog&#038;p=9003241321061302"},"modified":"2025-03-12T16:10:00","modified_gmt":"2025-03-12T16:10:00","slug":"card-verification","status":"publish","type":"blog","link":"https:\/\/www.zen.com\/uk\/blog\/card-verification\/","title":{"rendered":"\u0412\u0435\u0440\u0438\u0444\u0456\u043a\u0430\u0446\u0456\u044f \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u043e\u0457 \u043a\u0430\u0440\u0442\u043a\u0438: \u0449\u043e \u0446\u0435 \u0442\u0430\u043a\u0435 \u0456 \u044f\u043a \u0432\u0456\u0434\u0431\u0443\u0432\u0430\u0454\u0442\u044c\u0441\u044f"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div><h1><span style=\"font-weight: 400;\">\u0412\u0435\u0440\u0438\u0444\u0456\u043a\u0430\u0446\u0456\u044f \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u043e\u0457 \u043a\u0430\u0440\u0442\u043a\u0438: \u0449\u043e \u0446\u0435 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\u043f\u0440\u043e\u0446\u0435\u0441 \u043f\u0456\u0434\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u043d\u044f, \u0449\u043e \u0432\u0430\u0448\u0430 \u043a\u0430\u0440\u0442\u043a\u0430 \u0434\u0456\u0439\u0441\u043d\u0430, \u0430 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u043e\u043f\u0435\u0440\u0430\u0446\u0456\u0457 \u0437\u0434\u0456\u0439\u0441\u043d\u044e\u0454 \u0441\u0430\u043c\u0435 \u0457\u0457 \u0432\u043b\u0430\u0441\u043d\u0438\u043a.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0411\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0456 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u0438 \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u044f\u044e\u0442\u044c \u0442\u0440\u0438 \u0432\u0430\u0436\u043b\u0438\u0432\u0456 \u0435\u043b\u0435\u043c\u0435\u043d\u0442\u0438:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u043d\u043e\u043c\u0435\u0440 \u043a\u0430\u0440\u0442\u043a\u0438;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0442\u0435\u0440\u043c\u0456\u043d \u0434\u0456\u0457 \u043a\u0430\u0440\u0442\u043a\u0438;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u043a\u043e\u0434 \u0432\u0435\u0440\u0438\u0444\u0456\u043a\u0430\u0446\u0456\u0457 \u2013 CVC \u0430\u0431\u043e CVV.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u0427\u043e\u043c\u0443 \u0446\u0435 \u0442\u0430\u043a \u0432\u0430\u0436\u043b\u0438\u0432\u043e? \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0438\u0439 \u0431\u0430\u043d\u043a \u0423\u043a\u0440\u0430\u0457\u043d\u0438 <\/span><a href=\"https:\/\/bank.gov.ua\/ua\/news\/all\/prichinoyu-bilshosti-shahrayskih-vipadkiv-z-platijnimi-kartkami-stalo-rozgoloshennya-danih-yihnimi-koristuvachami\"><span style=\"font-weight: 400;\">\u0437\u0430\u0437\u043d\u0430\u0447\u0430\u0454<\/span><\/a><span style=\"font-weight: 400;\">, \u0449\u043e \u0443 2023 \u0440\u043e\u0446\u0456 \u0441\u0443\u043c\u0430 \u0437\u0431\u0438\u0442\u043a\u0456\u0432 \u0432\u0456\u0434 \u043d\u0435\u0437\u0430\u043a\u043e\u043d\u043d\u0438\u0445 \u0434\u0456\u0439 \u0437 \u043f\u043b\u0430\u0442\u0456\u0436\u043d\u0438\u043c\u0438 \u043a\u0430\u0440\u0442\u043a\u0430\u043c\u0438 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u043b\u0430 833 \u043c\u043b\u043d \u0433\u0440\u043d. \u0426\u0435 \u043d\u0430 73% \u0431\u0456\u043b\u044c\u0448\u0435, \u043d\u0456\u0436 \u0443 2022 \u0440\u043e\u0446\u0456. \u041e\u0441\u043d\u043e\u0432\u043d\u0430 \u043f\u0440\u0438\u0447\u0438\u043d\u0430 \u2013 \u0440\u043e\u0437\u0433\u043e\u043b\u043e\u0448\u0435\u043d\u043d\u044f \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0438\u0445 \u0434\u0430\u043d\u0438\u0445 \u043a\u043b\u0456\u0454\u043d\u0442\u0430\u043c\u0438.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/opendatabot.ua\/analytics\/fraud-2024-5\"><span style=\"font-weight: 400;\">\u0423 2024 \u0440\u043e\u0446\u0456<\/span><\/a><span style=\"font-weight: 400;\"> \u0441\u043f\u043e\u0441\u0442\u0435\u0440\u0456\u0433\u0430\u0454\u0442\u044c\u0441\u044f \u043f\u043e\u0434\u0430\u043b\u044c\u0448\u0435 \u0437\u0440\u043e\u0441\u0442\u0430\u043d\u043d\u044f \u043a\u0456\u043b\u044c\u043a\u043e\u0441\u0442\u0456 \u0448\u0430\u0445\u0440\u0430\u0439\u0441\u044c\u043a\u0438\u0445 \u0432\u0438\u043f\u0430\u0434\u043a\u0456\u0432 \u0437 \u043f\u043b\u0430\u0442\u0456\u0436\u043d\u0438\u043c\u0438 \u043a\u0430\u0440\u0442\u043a\u0430\u043c\u0438. \u0417\u0430 \u043f\u0435\u0440\u0448\u0456 \u043f&#8217;\u044f\u0442\u044c \u043c\u0456\u0441\u044f\u0446\u0456\u0432 2024 \u0440\u043e\u043a\u0443 \u0431\u0443\u043b\u043e \u0432\u0456\u0434\u043a\u0440\u0438\u0442\u043e 38 204 \u043a\u0440\u0438\u043c\u0456\u043d\u0430\u043b\u044c\u043d\u0438\u0445 \u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0437\u0430 \u0441\u0442\u0430\u0442\u0442\u0435\u044e 190 &#8220;\u0428\u0430\u0445\u0440\u0430\u0439\u0441\u0442\u0432\u043e&#8221;, \u0449\u043e \u0432 1,6 \u0440\u0430\u0437\u0438 \u0431\u0456\u043b\u044c\u0448\u0435, \u043d\u0456\u0436 \u0437\u0430 \u0432\u0435\u0441\u044c 2021 \u0440\u0456\u043a. \u041a\u0456\u043b\u044c\u043a\u0456\u0441\u0442\u044c \u043a\u0440\u0438\u043c\u0456\u043d\u0430\u043b\u044c\u043d\u0438\u0445 \u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u044c \u0449\u043e\u0434\u043e \u0448\u0430\u0445\u0440\u0430\u0439\u0441\u0442\u0432\u0430 \u0437\u0440\u043e\u0441\u043b\u0430 \u043d\u0430 10% \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043e \u0437 \u0430\u043d\u0430\u043b\u043e\u0433\u0456\u0447\u043d\u0438\u043c \u043f\u0435\u0440\u0456\u043e\u0434\u043e\u043c 2023 \u0440\u043e\u043a\u0443.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u042f\u043a\u0449\u043e 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\u0442\u0430\u043a\u0435 CVV \u043a\u043e\u0434 \u0456 \u044f\u043a \u0439\u043e\u0433\u043e \u0434\u0456\u0437\u043d\u0430\u0442\u0438\u0441\u044f<\/span><\/i><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">\u0412\u0435\u0440\u0438\u0444\u0456\u043a\u0430\u0446\u0456\u044f \u043a\u0430\u0440\u0442\u043a\u0438: \u0434\u043b\u044f \u0447\u043e\u0433\u043e \u043f\u043e\u0442\u0440\u0456\u0431\u043d\u0430\u00a0<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">\u0412\u0435\u0440\u0438\u0444\u0456\u043a\u0430\u0446\u0456\u044f \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u043e\u0457 \u043a\u0430\u0440\u0442\u043a\u0438<\/span><span style=\"font-weight: 400;\"> \u2013 \u0446\u0435 \u043f\u0440\u043e\u0446\u0435\u0441 \u0437\u0430\u0445\u0438\u0441\u0442\u0443 \u0432\u0430\u0448\u0438\u0445 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0438\u0445 \u043a\u043e\u0448\u0442\u0456\u0432 \u0456 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 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href=\"https:\/\/www.clearlypayments.com\/blog\/credit-card-fraud-in-2023\/#:~:text=The%20financial%20repercussions%20of%20credit%20card%20fraud%20are%20immense%2C%20with%20projected%20global%20losses%20reaching%20an%20astounding%20%2443%20billion%20by%202026.\"><span style=\"font-weight: 400;\">Clearly Payments<\/span><\/a><span style=\"font-weight: 400;\">, \u0433\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u0456 \u0437\u0431\u0438\u0442\u043a\u0438 \u0432\u0456\u0434 \u0448\u0430\u0445\u0440\u0430\u0439\u0441\u044c\u043a\u0438\u0445 \u0434\u0456\u0439 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0438\u043c\u0443\u0442\u044c $46 \u043c\u0456\u043b\u044c\u044f\u0440\u0434\u0456\u0432 \u0434\u043e 2026 \u0440\u043e\u043a\u0443. \u041b\u0438\u0448\u0435 \u0432 <\/span><a href=\"https:\/\/bank.gov.ua\/ua\/news\/all\/prichinoyu-bilshosti-shahrayskih-vipadkiv-z-platijnimi-kartkami-stalo-rozgoloshennya-danih-yihnimi-koristuvachami#:~:text=%D0%A1%D1%83%D0%BC%D0%B0%20%D0%B7%D0%B1%D0%B8%D1%82%D0%BA%D1%96%D0%B2%20%D0%BD%D0%B0%D0%B4%D0%B0%D0%B2%D0%B0%D1%87%D1%96%D0%B2%20%D0%BF%D0%BB%D0%B0%D1%82%D1%96%D0%B6%D0%BD%D0%B8%D1%85%20%D0%BF%D0%BE%D1%81%D0%BB%D1%83%D0%B3%2C%20%D1%82%D0%BE%D1%80%D0%B3%D0%BE%D0%B2%D1%86%D1%96%D0%B2%2C%20%D0%BA%D0%BB%D1%96%D1%94%D0%BD%D1%82%D1%96%D0%B2%20%D0%B2%D1%96%D0%B4%20%D0%BD%D0%B5%D0%B7%D0%B0%D0%BA%D0%BE%D0%BD%D0%BD%D0%B8%D1%85%20%D0%B4%D1%96%D0%B9%20%D0%B7%20%D0%BF%D0%BB%D0%B0%D1%82%D1%96%D0%B6%D0%BD%D0%B8%D0%BC%D0%B8%20%D0%BA%D0%B0%D1%80%D1%82%D0%BA%D0%B0%D0%BC%D0%B8%20%D0%B7%D0%B0%20%D0%BC%D0%B8%D0%BD%D1%83%D0%BB%D0%B8%D0%B9%20%D1%80%D1%96%D0%BA%20%D1%81%D1%82%D0%B0%D0%BD%D0%BE%D0%B2%D0%B8%D0%BB%D0%B0%20%D0%BC%D0%B0%D0%B9%D0%B6%D0%B5%20833%20%D0%BC%D0%BB%D0%BD%20%D0%B3%D1%80%D0%B8%D0%B2%D0%B5%D0%BD%D1%8C.%20%D0%A6%D0%B5%20%D0%BD%D0%B0%2073%25%20%D0%B1%D1%96%D0%BB%D1%8C%D1%88%D0%B5%2C%20%D0%BD%D1%96%D0%B6%20%D1%83%202022%20%D1%80%D0%BE%D1%86%D1%96.\"><span style=\"font-weight: 400;\">\u0423\u043a\u0440\u0430\u0457\u043d\u0456 <\/span><\/a><span style=\"font-weight: 400;\">\u0443 2023 \u0440\u043e\u0446\u0456 \u0441\u0443\u043c\u0430 \u0437\u0431\u0438\u0442\u043a\u0456\u0432 \u0441\u043a\u043b\u0430\u0434\u0430\u043b\u0430 833 \u043c\u043b\u043d \u0433\u0440\u043d.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0412\u0435\u0440\u0438\u0444\u0456\u043a\u0430\u0446\u0456\u044f \u043a\u0430\u0440\u0442\u043a\u0438 \u0437\u0430\u0445\u0438\u0449\u0430\u0454 \u0432\u0430\u0448\u0443 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0443 \u0456\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u044e \u0442\u0430 \u0434\u043e\u043f\u043e\u043c\u0430\u0433\u0430\u0454 \u0443\u043d\u0438\u043a\u043d\u0443\u0442\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u0432\u0442\u0440\u0430\u0442.\u00a0<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u0427\u0438\u0442\u0430\u0439\u0442\u0435 \u0442\u0430\u043a\u043e\u0436: 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400;\">\u041f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u043d\u044f \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0456\u0457.\u00a0<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u0412\u0435\u0440\u0438\u0444\u0456\u043a\u0430\u0446\u0456\u044f \u043f\u043b\u0430\u0442\u0456\u0436\u043d\u043e\u0457 \u043a\u0430\u0440\u0442\u043a\u0438<\/span><span style=\"font-weight: 400;\"> ZEN Mastercard\u00ae \u0432\u0456\u0434\u0431\u0443\u0432\u0430\u0454\u0442\u044c\u0441\u044f \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u043d\u043e \u0441\u0438\u0441\u0442\u0435\u043c\u0430\u043c\u0438 \u043c\u043e\u043d\u0456\u0442\u043e\u0440\u0438\u043d\u0433\u0443 \u043f\u0440\u043e\u0442\u044f\u0433\u043e\u043c \u043a\u0456\u043b\u044c\u043a\u043e\u0445 \u0441\u0435\u043a\u0443\u043d\u0434 \u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u043d\u043e \u0434\u043e \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0441\u0442\u0432\u0430 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