Where finance meets ZEN

Choose your path and keep your personal money and business finances at peace

for me
when I buy
Individual
for my business
when I sell
Business
100.000 + happy customers
See why

Individual

One account, many currencies

An all-in-one mobile app for secure shopping, exchanging money, and managing your daily finances

Multi-currency account

30+ currencies and currency exchange with no additional fees

Learn more

ZEN Mastercard®

Virtual and physical ZEN Mastercard cards with Digital First certification

Learn more

Account top-ups

Fast and safe account top-ups in foreign currencies with a wide selection of options

Learn more

Money transfers

Global and local payment methods (SWIFT and SEPA) and internal ZEN transfers

Learn more

Digital currency

Quick exchange between Euro and digital currencies (BTC, ETH, USDT (ERC-20) and LTC) at current rates

Learn more

In your wallet and in your phone

Simple and beautiful debit cards connected to your multi-currency account. ZEN Mastercard® comes in two shapes: physical and virtual.

Physical card for traditional purchases

Order physical ZEN Mastercard® cards for you and your team to pay in-store and withdraw money from ATMs…

Virtual card for online transactions

… and create virtual cards for your team members for online purchases company subscriptions.

Designed with your business in mind

Aligned to your store's aesthetic

We focused on every detail, so you can customize the payment page’s appearance to fit your brand’s style

 

Adapted for any device

Combined with a wide selection of payment methods and a ZEN multi-currency account, it reduces cart abandonment at your online store and increases shopping conversion.

Designed with your business in mind

Aligned to your store's aesthetic

We focused on every detail, so you can customize the payment page’s appearance to fit your brand’s style

Adapted for any device

Combined with a wide selection of payment methods and a ZEN multi-currency account, it reduces cart abandonment at your online store and increases shopping conversion.

Designed with your business in mind

Algned to your store's aesthetic

We focused on every detail, so you can customize the payment page’s appearance to fit your brand’s style

Adapted for any device

Combined with a wide selection of payment methods and a ZEN multi-currency account, it reduces cart abandonment at your online store and increases shopping conversion.

Pricing

Digital currency transactions in ZEN are based on the most recent exchange rates. It allows you to constantly monitor the conversion to earn the most, whenver you buy your digital assets or exchange it to FIAt currencies.

Gold

For occacional payments and transactions in foreign currency

from €0.99/mo
BTC, ETH, USDT conversion into FIAT (EUR)
1%
Transfer FIAT (EUR) into BTC, ETH, USDT, LTC
1%

Platinum

For frequent transfers and currency exchanges

€4.99/mo
BTC, ETH, USDT conversion into FIAT (EUR)
1%
Transfer FIAT (EUR) into BTC, ETH, USDT, LTC
1%
Detailed pricing

Lorem ipsum

Smoothly integrate our solution for crowdfunding payments with developer-friendly API and online documentation.

Let’s work together if:

  • You’re a loan or donation crowdfunding platform
  • You need fast transaction processing
  • You want to save on transaction fees
  • You have the legitimate proof of business and are KYC-compliant

We cannot offer our solution to:

  • Companies that don’t possess a proof of business
  • Companies from the following countries: Afghanistan, Belarus, Botswana, Burundi, Cambodia, Crimea/Crimea Region, Republic of Korea, Democratic Republic of the Congo, Eritrea, Ethiopia, Gaza Strip, Guam, Iran, Islamic Republic of Iraq, Jamaica, Kosovo, Laos (Lao PDR), Lebanon, Libya, Mayotte, Myanmar (Burma), Nicaragua, Macedonia, Pakistan, Palestinian territories, Panama, Puerto Rico, Republic of Cuba, Saudi Arabia, Somalia, South Sudan, Sudan•Syria, Tahiti, Tunisia, Uganda, Venezuela, Virgin Islands (U.S.), Yemen
€25 / month
Lowest commissions on the market for the most popular payment methods
Integration with leading eCommerce platforms
Free withdrawals to local and international bank accounts
Multicurrency IBAN account with instant settlement and free ZEN Mastercard
Try for free 30-day free trial
Method name
Method name
Value 1
+ value 2
Method name
Method name
Value 1
+ value 2
Method name
Method name
Value 1
+ value 2
Method name
Method name
Value 1
+ value 2
Method name
Method name
Value 1
+ value 2
Method name
Method name
Value 1
+ value 2
Second Component
Third component
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer id porta orci, sit amet ullamcorper erat. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Morbi aliquet accumsan aliquam.
Second Component
Third component
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer id porta orci, sit amet ullamcorper erat. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Morbi aliquet accumsan aliquam.
First component
Second component
Third component
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Integer id porta orci, sit amet ullamcorper erat. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Morbi aliquet accumsan aliquam.

Created not only for developers

Easy to implement with end-to-end documentation and technical support to make integration smooth and seamless.

Plugins

for the most popular ecommerce platforms

Checkout

integration for custom ecommerce CRMs

API

for customized integration

Lorem ipsum dolor sit amet consecreteur adipiscing elit. Alteri vivas oportet si tibi vis vivere.
In vino veritas ergo bibamus vino in toto!

Testing animation in two columns or rows

Pellentesque in faucibus est. Pellentesque hendrerit imperdiet est non vehicula. Quisque convallis in quam id vestibulum. Fusce vitae tortor pretium, scelerisque nisi quis, tempor odio. Nullam varius mauris et venenatis tincidunt. Suspendisse scelerisque, quam sit amet interdum venenatis, nunc tortor interdum sem, at malesuada augue libero sed ex. Phasellus convallis velit ut quam placerat tristique. Quisque ut faucibus ligula, a tempus mauris. Donec ornare elit vel sodales vestibulum. Morbi tincidunt, orci vel rutrum tempus, felis augue tincidunt urna, at convallis metus risus non arcu. Nulla egestas suscipit nibh at consectetur. In non diam eget felis blandit tempor vitae hendrerit metus. In hac habitasse platea dictumst. Maecenas a blandit nibh. Integer libero odio, ornare quis dolor eu, interdum lobortis lorem. Ut scelerisque elementum ante, maximus luctus sem gravida et.

[hubspot type=”form” portal=”7938238″ id=”0e80e288-4a39-494c-b98e-c5c3b67a3255″]

intro text

Main title

content text

Open account with 7-day Platinum free trial

Try ZEN Platinum for 7 days for free and then decide which plan is right for you.

Detailed pricing

Scan to get the ZEN.COM app

Open an account in minutes. Scan QR Code to download the ZEN.COM app.

Scan to download

Hubspot form

[hubspot type=”form” portal=”7938238″ id=”0e80e288-4a39-494c-b98e-c5c3b67a3255″]

Plans

Pricing for individual account

So much for so little. Wheteer you're an occasional shopper or a serial money manager.

PRICE

COMPARE PLANS

ACCOUNT

ACCOUNT

IBAN account in
Your personal concierge 24/7 when something goes wrong with yout ZEN Mastercard purchases
EUR, USD, GBP and 26 more currencies
Currency excahnge in best rate
Free multiple top-up methods
IBAN account in
Your personal concierge 24/7 when something goes wrong with yout ZEN Mastercard purchases
EUR, USD, GBP and 26 more currencies
Currency excahnge in best rate
Unlimited
Free multiple top-up methods
To €15 000 /mo
Above 0.5% fee
IBAN account in
Your personal concierge 24/7 when something goes wrong with yout ZEN Mastercard purchases
EUR, USD, GBP and 26 more currencies
Currency excahnge in best rate
To €100 000 /mo
Above 0.3% fee
Free multiple top-up methods
To €10 000 /mo
Above 0.5% fee
IBAN account in
Your personal concierge 24/7 when something goes wrong with yout ZEN Mastercard purchases
EUR, USD, GBP and 26 more currencies
Currency excahnge in best rate
To €20 000 /mo
Above 0.3% fee
Free multiple top-up methods
To €10 000 /mo
Above 0.3% fee
IBAN account in
Your personal concierge 24/7 when something goes wrong with yout ZEN Mastercard purchases
EUR, USD, GBP and 26 more currencies
Currency excahnge in best rate
To €10 000 /mo
Above 0.3% fee
Free multiple top-up methods
To €50 000 /mo
Above 0.3% fee

TRANSFERS

TRANSFERS

Free local SEPA transfers
Free international SWIFT transfers (SHA)
International SWIFT transfers (OUR)
Free local SEPA transfers
Unlimited
Free international SWIFT transfers (SHA)
50 / mo
International SWIFT transfers (OUR)
10
Free local SEPA transfers
Unlimited
Free international SWIFT transfers (SHA)
10 / mo
International SWIFT transfers (OUR)
10
Free local SEPA transfers
100 / mo
Next for 0.10
Free international SWIFT transfers (SHA)
5 / mo
Next for 3
International SWIFT transfers (OUR)
10
Free local SEPA transfers
20 / mo
Next for 0.10
Free international SWIFT transfers (SHA)
3 / mo
Next for 3
International SWIFT transfers (OUR)
10

ACCOUNT

IBAN account in
Your personal concierge 24/7 when something goes wrong with yout ZEN Mastercard purchases
EUR, USD, GBP and 26 more currencies
Currency excahnge in best rate
Unlimited
To €100 000 /mo
Above 0.3% fee
To €20 000 /mo
Above 0.3% fee
To €10 000 /mo
Above 0.3% fee
Free multiple top-up methods
To €15 000 /mo
Above 0.5% fee
To €10 000 /mo
Above 0.5% fee
To €10 000 /mo
Above 0.3% fee
To €50 000 /mo
Above 0.3% fee

TRANSFERS

Free local SEPA transfers
Unlimited
Unlimited
100 / mo
Next for 0.10
20 / mo
Next for 0.10
Free international SWIFT transfers (SHA)
50 / mo
10 / mo
5 / mo
Next for 3
3 / mo
Next for 3
International SWIFT transfers (OUR)
10
10
10
10