Take advantage of our solutions and see how easy and pleasant it can be to manage finances in the ZEN style.
Choose account type
Payment gateway with multicurrency account
Business multicurrency account
Pricing
Trader
Company
Trader
Company
Opening account
Free
99 EUR one off
IBAN accounts in EUR, USD, GBP and 31 more currencies
Currency exchange fee
0.4% fee
0.4% fee
Multiple top-up methods
You can choose from Mastercard®, VISA, Trustly, iDeal, Apple Pay, Google Pay, BLIK, Bank Transfer and others. For more details, see the detailed price list
Trader
Company
Trader
Company
Cryptocurrency transfer (FIAT to CRYPTO)
Bitcoin (BTC), Ethereum (ETH) Litecoin (LTC), Tether (USDT, ERC-20)
External service provider
2%
2%
Cryptocurrency top-up (CRYPTO to FIAT)
Bitcoin (BTC), Ethereum (ETH, ERC-20) Litecoin (LTC), Tether (USDT)
External service provider
2%
2%
Trader
Company
Trader
Company
Local (SEPA) transfers
2 EUR + 0.2%
5 EUR + 0.2%
International SWIFT transfers (SHA)
15 EUR + 0.2%
15 EUR + 0.2%
International SWIFT transfers (OUR)
From 30 EUR + 0.3%
From 40 EUR + 0.3%
Internal transfers (between ZEN Clients)
0.1% (Max 10 EUR)
0.1% (Max 10 EUR)
Trader
Company
Trader
Company
Free physical cards
1x
2x
Free virtual cards
1x
3x
ATM withdrawals
2%
2%
Trader
Company
Trader
Company
Instant Cashbacks
Up to 15% cashback on your business purchases at ZEN partners
Extended warranty
All electronics purchased with your ZEN Mastercard within the European Union will get an additional year of warranty on top of the original warranty period, up to 3 years.
ZEN Care
If there is something wrong with your purchases with our ZEN Mastercard®, ZEN Care will handle all necessary procedures, including money returns.
24/7 Live support
via email and chat in mobile app
For our detailed price list, view PDF
